Access To Healthcare In America Essay

1593 words - 6 pages

There will also be a health exchange program for individuals who cannot afford employer insurance (Estes, Chapman, Dodd, Hollister & Harrington, 2013). This exchange program will include several changes such as limiting deductibles and waiting periods for coverage. The health exchange program will include a selection of different healthcare plans that the individuals can choose from that is said to be more affordable. The health exchange option will only be available to U.S. citizens and legal immigrants. There will be several changes to private insurance providers that will include several regulations for example, there will be no lifetime limits on coverage. Small businesses will also be able to purchase health insurance for their employees through this reform. Small businesses that provide their employees insurance will also be able to receive tax credits under certain conditions. Estes, et al (2013) states that employers with 50 or greater employees will face fees if even one employee buys insurance through the exchange. Employees that work for large businesses that do not sign up for coverage or say that they do not want any coverage will automatically be enrolled into the lowest costing plan by the employer. This reform is also going to introduce wellness programs into healthcare plans. For examples small businesses will be able to offer their employees rewards for participating in wellness programs by meeting certain health goals (Collin, 2012). The wellness programs will work towards keeping individuals in good health by offering the following programs for example: weight loss, smoking cessation and classes on nutrition.
A positive advantage to this reform that is going to improve the care that Americans receive is called the pay-for-performance it will play a huge role in the reform by inspiring healthcare facilities and providers to take better care of their patients by producing positive patient outcomes (James, 2012).Under this pay-for performance program healthcare providers will receive incentives for meeting certain measure that involve patient-centered care. The introduction of value-based practice is also coming about in many hospitals where putting the patient first can result in rewards. These healthcare systems will institute programs by using evidence based practice to improve on certain areas that need improvement. Healthcare providers will now be rewarded for keeping patients safe and healthy. This will create closer patient/provider relationships .This incentive will also cut down on cost for healthcare recipients by physicians no longer charging patients for unnecessary services. I think this is a step forward for the healthcare system in America because this will keep healthcare provider on track with providing quality care to all patients.

A benefit of this reform is that it will require all insurance providers and Medicare/Medicaid programs to offer preventative services free of charge. Preventative services...

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