This website uses cookies to ensure you have the best experience. Learn more

Actors Essay

2666 words - 11 pages

Case Analysis Report:U.S. BankTable of Content4Abstract 5Introduction 5Liquidity Position Evaluation 7Quality of Assets 7Delinquent Loan Ratios 8Net charge-off 8Nonperforming assets 9Capital Adequacy 11Expected Future Performance 13Conclusion: 14Appendix: 15Reference AbstractThis report is to evaluate the performance of U.S. Bancorp from three aspects: liquidity analysis, asset quality and capital adequacy based on the financial report in past three to four years. Some key financial ratios of the bank will be included and compared with peer group companies in this report. U.S. Bancorp has recovered from economic recession quickly, maintained a good performance compared to the banks in the peer group. We believe that U.S. Bancorp will keep expanding and growing in the future.Introduction:U.S. Bancorp is a bank holding company that ascended to a top 5 position with $354 billion in assets at December 31, 2012 in the commercial banking industry. At year-end 2012, the company operated 3,084 banking offices and 5,065 ATMs in 25 states. It has approximately 66,000 employees and global payments services to more than 17.6 million customers. U.S. Bancorp was named Fortune magazine's 2012 Most Admired Superregional Bank.U.S. Bancorp provides various kinds of financial services, encompassing commercial and wholesale banking, wealth management, payment processing service and treasury/corporate services. A multitude of uncertainties kept many companies from applying for new commercial loans and encouraged others to defer spending and expansion in 2012. Despite those doubts and hesitations, for the full year, U.S. Bank grew average commercial loans and leases by 17.9 percent over the prior year, accelerating growth over the 9.8 percent increase in 2011. This growth was driven by customer organic growth and new customers. So, compared with competitors, U.S. Bancorp performed better during the negative impact of concerns about the so-called fiscal cliff, giving the company a good image and a reputation for conservative operation. Moreover, the company will celebrate its sesquicentennial in 2013.Liquidity Position Evaluation:U.S. Bancorp has a steady growth for several years until 2008. The economic recession led to a sharp decrease in net income and relevant financial ratios in 2009. From then, the bank started to recover slowly. In 2000, the net income returned to the level before the recession. In 2012, US Bank has exceeded all of the past results, and surpassed the performance of peer banks by wide margins on return on average assets (ROA) and return on common equity (ROE). The accumulative ROA and ROE since 2008 are 1.30% and 13.7% respectively, which puts US Bank #1 in peer groups (Appendix 1). Although these two ratios indicate good performance and high profitability of US Bank, it also implies low liquidity.The loan to deposit ratio (LTD ratio) of US Bank at the end of 2012 was 87.85% (US Bancorp, 2012). This ratio tells us that US Bank generates more cash...

Find Another Essay On Actors

actors and athletes; Overpaid or not?

1241 words - 5 pages The average MLB player makes $1.5 millions per year (Bliss). There are a lot of opinions on whether athletes and actors are overpaid. Many feel they don’t deserve what they make and others feel they are well worth the millions they get. On average the better players of the MLB get between $two million and $twenty million a year (DeBlieux). Are they really worth that much? Many people think actors and athletes deserve their pay that they get

Are actors and professional athletes paid too much?

1030 words - 4 pages What professions deserve to be paid top dollar? Everyone thinks of a doctor or a lawyer or a high up businessman. Nobody considers teachers, firemen, policemen, soldiers, or rescue team workers. The people who risk their lives each and every day for the safety and knowledge of our society are the people who sometimes struggle to even make a living. Is this fair? Then on the other hand you have the actors and actresses and all the professional

Settings and Actors: What´s Mise-en-scene?

822 words - 4 pages Overview: - The objective of the creative project is to familiarize with the aspects of mise-en-scene by means of implementing them in a practical form. The creative project two will showcase how certain degree of changes made with respect to features of mise-en-scene can bring about a differentiation in genre and scenic atmosphere without any alterations brought about in the script. Following aspects such as settings, props, décor, actors

Are States the Most Important Actors in World Politics?

2598 words - 10 pages relations between states, the latter viewed as cohesive social actors driven by their desire for power and prestige. International organizations and other non-state actors were allowed an influence of their own in certain areas, but the state remained in ultimate control. Now IR scholars argue that there has been a transition in the system of sovereignty from the free reign power of the states over their political and economic rule, to a more liberal

The Theme of Actors and Acting in Hamlet

2091 words - 8 pages Custom Written Essays - The Theme of Actors and Acting in Hamlet.   Many would perceive madness and corruption to play the most influential role in Hamlet. However, it could be argued that the central theme in the tragedy is Shakespeare's presentation of actors and acting and the way it acts as a framework on which madness and corruption are built. Shakespeare manifests the theme of actors and acting in the disassembly of his

Critique of Actors in Charles Griffith's Little Shop of Horrors

897 words - 4 pages Critique of Actors in Charles Griffith's Little Shop of Horrors Little Shop Horrors is a story about a man who finds an unusual plant in a Chinese market. The man, Seymour nurses the Venus flytrap like plant to full health by his blood. The plant wins him everything he could want, respect, love and money. All to be lost in unity at the end. The main plot of little shop of Horrors revolves around Seymour. Seymour's ambition of Audrey to

Closer look at the Actors, and Behind the Scenes Information on the Popular Film, Grease

1247 words - 5 pages supporting actors and actresses who give performances hat’s perfect for their roles. Stockard Channing (Rizzo) and Jeff Conaway (Kenickie) have a terrific chemistry together on-screen as high school seniors. The fashion of Grease The fashion of grease is symbolic to the 1950’s fashion era. In grease you have: The Greasers, the greasers are inspired by actors of the 1950’s age such as, Marlon Brando and James Dean. The

State and Non-state Actors that Pose the Greatest Cyber Threat to the United States

2253 words - 10 pages 3. IDENTIFY THE STATE AND NON-STATE ACTORS THAT POSE THE GREATEST CYBER THREAT TO THE UNITED STATES External global threats are on the rise. Cyber-attacks against the U.S. government are notably targeted for intrusions focusing on exfiltration information some of which are attributed to the Chinese government military (Kirk, 2013). Stolen information by China may be valuable for defense and technology, U.S. policy makers in China, and military

"How Would You Direct The Actors In Act 3, Scene 4 of Shakespeare's Macbeth?"

2351 words - 9 pages , and back then in Shakespearian times. Most of these have to do with the many differences between theaters in those times, and modern theaters.obvious differences have to do with electricity. There was no electricity in Shakespearian times, meaning no microphones, no special effects, such as lighting, or sound effects. Actors back in those days will have had much trouble trying to speak over the heavy bustling atmosphere of the crowd. Theaters

Casting Actors to Play Helena and Hermia from William Shakespeare's A Midsummer Night's Dream

4182 words - 17 pages Casting Actors to Play Helena and Hermia from William Shakespeare's A Midsummer Night's Dream A Midsummer Night’s Dream examines the theme of love in all its aspects. When Act one scene One opens we are at the court of Duke Theseus and he is swearing his undying love for Hippolyta so at the very start we are introduced to love and its deep emotional impact. The declaration of love between the Ducal pair is shortened by

Concepts in Film Theory and Criticism. Robert Rosenstone states: "Film emotionalizes, personalizes, and dramatizes history. Through actors and his

939 words - 4 pages person. In terms of acting actors and actresses uses techniques such as ‘the method’ to get into the role. This acting technique is a valuable point when arguing in favour for historical representations in film due to the nature of the technique. William Guynn in his book Writing History In Film discusses how historians understand acts made by historical figures, he states “Collingwood contends that the historian’s goal is to detect the thought of

Similar Essays

Transnational Actors Essay

1199 words - 5 pages Question 5 Transnational actors have increasingly gained power in international politics. They have become strength that cross the traditional boundaries which set up by nation states and gradually shifted the focus in international politics from old school thoughts of state actors to a much more discursive range of concerns about considerable number of potential actors. This kind of transnational actor is including transnational corporations

How Actors Contribute To A Film

1024 words - 4 pages How Actors Contribute to a FilmIntroductionActors play an important role in the making and success of a film. Actors contribute much to the quality of a film and little to its fundamental conception. The creation of each role plays is defined by the actor and determines what makes the characters come to life within the film. Throughout this essay Team B has determined what an actor contributes to a film and why they are important to the success

Networks A Combination Of Ties And Actors

2589 words - 10 pages IntroductionThis paper is the result of a literature study for the course Alliances, Mergers and Networks at the Vrije Universiteit in Amsterdam and is written to give an insight in the relationship between network roles and the level of direct and indirect network ties.Over the past years many research has been done on organizational networks. Resulting, in the current literature there is a lot to find about networks, the actors and the

Johnny Depp A Philosopher Among Actors

512 words - 2 pages pursuing his passion, and he has done it quite successfully. Roger Ebert, a well-known film critic, has called Depp "a modern Thoreau - a philosopher among actors." At the 76th Annual Academy Awards, Johnny Depp was recognized specifically for his success in taking part in only films that he truly wanted to be a part of. Considering the standards that the industry places on actors, the fact that Johnny Depp has not sold out and taken a role simply for the money, is an admirable quality. If everyone possessed such commitment in their work, and more so, such conviction, life would be much more enjoyable to live.