Affordable Health Care: A Review Of The 2010 Health Care Reform Bill

1384 words - 6 pages

After months of substantial and aggressive deliberation around the United States, particularly in Washington, the HealthCare Reform of 2010 also known as the Affordable Care Act, was passed with a filibuster favorable to Democrats and signed into office on March 23rd by President Barrack Obama. Though it is intricately detailed, the ideal purposes as promised by those who promoted it are to provide inexpensive and uncomplicated health insurance to citizens along with enhanced coverage for those with pre-existing conditions, beneficial prescription drug provisions and changes to tax credits. Essentially, the law incorporates the positive aspects of today’s health care system and repairs the areas due for improvements. Over the first ten years of its enforcement in office, this reform is intended to expand coverage to over 32 million Americans who are currently uninsured and estimates a 130 billion dollar reduction in nationwide deficit. Each provision of the law was proposed to occur over a four year period with some of its ten titles such as the FDA’s authorization to approve generic versions of certain drugs ensuing immediately while others including the expansion of Medicaid eligibility for the poverty stricken taking effect in early 2014. Many are concerned it is futile and will only further damage a fragile American economy but to many the introduction of the Affordable Care Act is perfectly timed to mend a broken health system in a struggling society.
Conceivably the industry most affected by the passage of the bill is insurance agencies. As of September 23rd 2010, according to the government’s website, whitehouse.gov, all insurers are required to pay the entire fees of advised precautionary medical services such as mammograms and immunizations but without inflicting deductibles or co-pay programs. Perhaps, one of the most highly debated issues concerning insurance companies was their unwillingness to compensate people who suffer pre- existing ailments. The Affordable Care Act now makes it possible for patients to purchase coverage plans where otherwise they would have been refuted. Once intimidating and incapable of compromising their strict policies to suit each individual, the reform now holds them accountable for providing insurance to those who previously would have been deemed ineligible. Along with these early changes, young adults under the age of 26 can now partake in their parent’s insurance policies if their current employment neglects to offer them worker’s health coverage. By 2014, despite the seemingly flawless benefits, all citizens of the country are mandated to acquire health insurance or suffer the consequence of paying an annual fine, a fearful situation for low income families. Some additional restrictions placed on insurance agencies such as Medicaid are that they can no longer rescind a present client’s contract if they are diagnosed with a serious illness and now anyone can appeal a claim denial when formerly only...

Find Another Essay On Affordable Health Care: A Review of the 2010 HealthCare Reform Bill

Federal Public Health and The Affordable Care Act and Public Health Reform

1853 words - 8 pages Affordable Care Act. The purpose of the ACA is to reform both the private and public insurance system in order to expand coverage to over 25 million Americans by 2023 and to reduce the growth of healthcare spending (ACA, 2010). The ACA holds over a thousand pages of reforms, but for the purpose of this paper, our focus will be how the ACA will affect public health reform. Title IV of the act is called “Prevention of Chronic Disease and

Healthcare Practices and The Affordable Care Act

578 words - 3 pages healthcare exchanges," said John Woody, VP of Product Development for TransUnion, according to a press release. Understand coverage Following the rollout of the Obamacare website, many states offered exchanges for insurance to facilitate the adoption of new health coverage. However, EHRIntelligence reported that there's still some confusion about what's covered under the Patient Protection and Affordable Care Act. Having a thorough understanding of

Affordable Care Act: The New Healthcare System

1387 words - 6 pages We all know that the Affordable Care Act is going to tremendously change the United States healthcare system for the next coming decades, because more coverage will be provided to the women, men, old, and young of our nation, and to the many businesses all over this country. This new health care reform act will change the landscape of health care coverage by implementing that individuals, families, and business owners (mainly small) will be

The Necessity of Health Care Reform

1306 words - 5 pages reasonable price (“Affordable”). The Democrat’s plan for health care had many ideas they thought would help people out and reduce the amount of debt. They were really pushing for a public option to be made, sadly for them; it did not get passed. According to a well-known website, they believed that it would help compete with insurance companies, forcing them to lower their prices, as well as helping to get many more Americans covered

Reform of the American Health Care System

926 words - 4 pages doctors tools to make the best treatment decisions for their patients. President Obama is committed to working with Congress to pass comprehensive health reform in his first year in order to control rising health care costs, guarantee choice of doctor, and assure high-quality, affordable health care for all Americans. He has vowed that the health reform process will be different in his Administration. He constructed an open, inclusive, and

The Affordable Right to Health Care

2431 words - 10 pages constitutionality of the United States health care system as right, is a distraction from fixing the problem. Nationalized Health Care is Not the Answer In 2010, the liberal controlled United States Congress passed the Affordable Care Act (ACA) under the guise of insuring 47 million Americans lacking health insurance. Overall, the goal was coverage for all Americans as a human right under the Constitution. The business or governmental goal was to reduce costs

Problems with The Affordable Health Care Act

700 words - 3 pages . The Affordable Health Care Act, or “Obamacare” as it is often called, is supposed to help provide for the families that don’t make enough income to buy their own health insurance or their work doesn’t offer any insurance plans. It is a plan that requires everyone to be enrolled in a plan approved by the ACA. The deadline for enrollment is March 31, 2014. It is true that too many uninsured people in the USA have put a strain on the healthcare

The Affordable Care Act Is Necessary Social Reform

747 words - 3 pages The Affordable Care Act is President Obama’s signature piece of legislation which intends to reform health care laws. This comprehensive bill has the best of intentions for the average citizen. According to the American Public Health Association, one in five Texans are uninsured. This leads to the individual not receiving preventative care nor does the individual seek treatment for illness or injury in a timely fashion. By the same token,this

Health Care Reform: The New Definition of Socialism

3354 words - 13 pages decisions on our well-being by using the less care more profit ideology. We have so many media outlets it’s hard to decipher a creditable source from a fake one the media not only controls what we see or hear, but it only gives information in a condensed amount. According to Prescription for Real Healthcare Reform talks about the misconceptions the how the Health care bill have been taken out of context “ The president health care proposal for example

Health Care Reform: A Necessary Evil

1639 words - 7 pages dying needlessly. A national survey in 2007 suggest that as many as 12 million Americans were discriminated by insurance companies because they had pre-existing conditions or illnesses. (Obama) The wreckage in our broken market of health insurance seems to be dominated by business rather than human morality. These concerns, however, are no longer burdens to the society. As March, 23rd 2010, the health care reform bill, namely “Patient Protection

Health Care Reform Positions

996 words - 4 pages every year in order to continue the "free" medical insurance. In fact this should apply even to those who have private insurance.Obama, Barack. "Health Care." Organizing for America. 5 Sept. 2009. http://www.barackobama.com/issues/healthcare/Longley, Robert. "Health Care Reform-Obama's National Health Insurance Plan." About. 5 Sept. 2009. http://usgovinfo.about.com/od/healthcare/a/nathealthplan.htmlCNN. "House GOP outlines health care bill

Similar Essays

Healthcare Reform And The Affordable Care Act

2327 words - 10 pages law. The main concerns of the country are if the Affordable Care Act will be able to overcome the issues that plagued the old healthcare system, the cost of the program, and how will the new law affect the quality of the health delivery system. In 2010, President Obama signed into law the Affordable Care Act in order to bring reform to the current healthcare system. The law was designed to provide healthcare coverage for people that did not have

Evaluation Of The “Patient Protection & Affordable Care Act Of 2010”

1152 words - 5 pages >. Sarata, Amanda K. "Mental Health Parity and the Patient Protection and Affordable Care Act of 2010." N.p., 28 Dec. 2011. Web. 30 Mar. 2014. . Turner, Gracie M. "The Top Ten Worst Things in Obamacare | National Review Online." National Review Online. N.p., 28 June 2012. Web. 06 Apr. 2014. . United State of America. Congress. Congress. United States Government Printing Office. N.p., 23 Mar. 2010. Web. 1 Apr. 2014. .

The Benefits Of The Affordable Care Act's Medicare Reform

1252 words - 6 pages services and Part B being a plan for outpatient services, there are a few Medicare indivuals that does not use inpatient servicesdoesn’t want this proposal to pass, because a lot of Medicare individuals doesn’t use On March 23, 2010, President Barack Obama passed the Affordable Care Act which changed the whole medical world. As a Medicare patient a recipient may find that their Medicare coverage is protected. With the ACA not effecting Medicare

Healthcare Reform Bill Essay

595 words - 2 pages , not every American can afford to finance additional expensive procedures. If we do not have pass the Healthcare reform bill, millions of Americans will continue to die unnecessarily. There is a huge problem in our society. “Although nearly 250 million Americans have health insurance”, there are still a vast number of Americans who are without health care. There are three main problems Americans are facing, first the federal health program we