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Analysis Of The Welfare Reform In The Us

971 words - 4 pages

Welfare Definition: Health, happiness, and good fortune; well being - this is what the Constitution means by "the general welfare," and this is the sense in which governments have established "welfare" programs. The ferocious political backlash against these programs has made "welfare" synonymous with them. A word originally used to advertise them has itself become negatively charged; consider the changed meaning of "welfare state" and the coinage of "corporate welfare." The Public Welfare Foundation is a non-governmental grant-making organization dedicated to supporting organizations that provide services to disadvantaged populations and work for lasting improvements in the delivery of services that meet basic human needs. Grants have been awarded in the areas of criminal justice, disadvantaged elderly and youth, environment, population, health, community and economic development, human rights and technology assistance. Benefits Provided: There are three elements to qualifying for COBRA benefits. COBRA establishes specific criteria for plans, qualified beneficiaries, and qualifying events. - Plan Coverage Group health plans for employers with 20 or more employees on more than 50 percent of their typical business days in the previous calendar year are subject to COBRA. Both full- and part-time employees are counted to determine plan. Each part-time employee counts, as a fraction of an employee, with the fraction equal to the number of hours that the part-time employee worked divided by the hours an employee must work to be considered full-time. - Qualified Beneficiaries A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event and is an employee, the employee's spouse, or an employee's dependent child. In certain cases, a retired employee, the retired employee's spouse, and the retired employee's dependent children may be qualified beneficiaries. - Qualifying Events "Qualifying events" are certain events that would cause an individual to lose health coverage. The type of qualifying event will determine who the qualified beneficiaries are and the amount of time that a plan must offer the health coverage to them. A plan, at its discretion, may provide longer periods of continuation coverage. Racial/ Ethnic Background of Welfare Recipients States where a large proportion of the poor are rural residents or racial/ethnic minorities offered lower levels of welfare support under the Aid to Families with Dependent Children (AFDC) program than did other States. No corresponding rural or racial/ethnic disadvantages are observed in the Food Stamp Program, which has standard eligibility criteria and benefit levels nationwide. Racial and ethnic minorities have an important stake in State-level welfare policies; State funding of welfare programs, and State welfare program design. Since county-level administration is not systematically biased against either rural areas or minorities (with the...

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