Banking Services Offered By Brd To Individuals

8766 words - 35 pages

WEST UNIVERSITY OF TIMISOARATHE FACULTY OF ECONOMY ANDBUSINESS ADMINISTRATIONSPECIALIZATION: FINANCE & BANKINGBachelor paperScientific coordinator: Student:Nãchescu Miruna, Lecturer PhD Sicoe Dorian-Vlad2012WEST UNIVERSITY OF TIMISOARATHE FACULTY OF ECONOMYAND BUSINESS ADMINISTRATIONSPECIALIZATION: FINANCE & BANKINGBachelor paperThe services offered by BRD to individualsScientific coordinator: Student:Nãchescu Miruna, Lecturer PhD Sicoe Dorian-Vlad2012TABLE OF CONTENTSINTRODUCTION………………………………………………………………. 5CHAPTER 1: THE IMPORTANCE OF BANKING.THE TRADITIONAL THEORY OF BANKINGShort history of banking………………………………………………………..7Banking and financial intermediary…………………………………………....9The organizational structure of banks…………………………………..........11Classification of banks…………………………………………………………13Central banks……………………………………………………….15Commercial banks………………………………………………….19CHAPTER 2: BANKING SERVICES2.1 Banking accounts. The opening and closing of account……………....222.1.1 Opening the accounts………………………………………….242.1.2 Closing the accounts…………………………………………...272.2 Passive operations………………………………………………………..292.3 Determining the medium balance of resources from the bank, related to clients' availabilities account………………………………………………………....302.4 Active operations…………………………………………………………..312.5 Crediting operations. Principles...

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