This website uses cookies to ensure you have the best experience. Learn more

Business Environment Analysis Hsbc Of Uk Vs Ubl Of Pakistan

2045 words - 8 pages

Introduction:This Macro Business environment analysis is prepared for HSBC UK and for UBL of Pakistan. The analysis concentrates on a comparative statement of the different environment both organisations compete in.HSBC is the market leader in UK with market capitalization US$172 billion at 31 December 2003, while UBL is the second largest bank in Pakistan assets of over Pak Rs. 190 billion. HSBC is established in 79 countries with 9500 branches of the world while UBL operates mainly with in Pakistan with 1100 local and only 11 international branches. (www.hsbc.co.uk),(www.ubl.com.pk)An analysis of macro and competitive factors revealed a number of threats and opportunities for both bank and we have found that UBL is operating is more vulnerable market.HSBC's operational efficiencies, internationally proves strength with strong financial position in international market and other competitive advantages provide it with a very strong position to further improve their financial performance to achieve their strategic goals.Effects of External EnvironmentEconomic Factors Affecting HSBC & UBLCurrent Economic Indicators of UK& PakistanPer AnnumEconomic Indicator UK(2004) Pakistan(2003)GDP 2.7% 5.1%Inflation 1.2% 3.9%Balance of Payments current account - BoP (£ billion) -5.2%GDP per capita 25000$US 2000$USUnemployment 4.8% 7.8%Wages/Earnings 4.6%Interest Rate 4.0% App 7.0% AppBritish pound 1 British Pound=1.8 US$ 1 PKR. = 0.017US$* Source: National Bureau of Statistics UK & Yahoo Finance & CIA world fact-book"The two most studied economic problems in banking are interest rates and exchange rates, which are important to our large corporate (company) customers." (Geoffrey Lipscombe, 1994 P5) "If the inflation rise, the government may increase interest rates to curtail the excess domestic demand. This increase in interest rates often attracts foreign investors, who buy the currency, for short-term investment, and thus increase exchange rate." (Geoffrey Lipscombe, 1994 P165)All above given economic indicators are related to each other directly or indirectly and affect the performance of HSBC and UBL. A more stable and lower interest rate, inflation and exchange rate, consistent GDP growth rate and more promising figure of unemployment in UK provides HSBC a better market ground to operate in comparable to UBL; the difference in their performance is an evident source of these factor's effects. (see appendix 1 for annual reports)UK, a leading trading power and financial centre, is one of the quartet of trillion dollar economies of Western Europe while Pakistan's economic prospects, although still marred by poor human development indicators, continued to improve in 2002 following unprecedented inflows of foreign assistance beginning in 2001. Foreign exchange reserves have grown to record levels, supported largely by fast growth in recorded worker remittances. Trade levels rebounded after a sharp decline in late 2001. The government has made...

Find Another Essay On Business Environment Analysis HSBC of UK VS UBL of Pakistan

Working capital structure of Web Solution inc.: Financial analysis, Business Model, Market analysis of Pakistan

3180 words - 13 pages and associated online databases.Most of our competitors offer solutions for Windows, and perhaps Mac, but ignore all other operating systems. With the rise of Linux and other alternative operating systems, there is potential for Web Solutions to surpass its competitors.BibliographyProfessor IOANNIS LAZARIDIS, Ph.D. & DIMITRIOS TRYFONIDIS, M.Sc. (Journal of Financial Management and Analysis, 19(l):2006;26-35)Andrew Harris (Financial executive may 2005)Deloof (Journal of Financial Management and Analysis, 19(l):2006;26-35)Brian Belt (Journal of Small Business Management) PAGE 27 _1238406407/ole-[42, 4D, 8E, 02, 02, 00, 00, 00]

Analysis of the Overall Business Environment of M&S

3302 words - 14 pages 1. Introduction The main purpose of the research is analysing the overall business environment of M&S. The research will be carried out to identify the current issues facing by M&S as a specialist strategic marketing consultant. It explores the relationship between stakeholders and perception of customer attitude toward the organisation. In addition, it finds out the competitive position with rivals, sustainability strategy, marketing tactics

Legal Environment of Business

2390 words - 10 pages Introduction XYZ Construction Inc. is concerned about the economic and legal factors that could affect the organization, particularly as the company transitions during these upcoming months from a private company to public ownership, or, initial public offering (IPO). XYZ must be concerned with the legal environment of our business, which is the basic set of rules, and laws that surround the atmosphere of business in general, and the industry

Business Environment of IHG

2387 words - 10 pages Introduction The impact of business environment on the current strategy of IHG is broad and one that calls for consistent attention. This means for IHG to keep up with the current markets its management is consistently engaged in measuring and readjusting its strategies and effectiveness to the market. Using PEST, SWOT and TOWS analysis this paper seeks to bring to light the position of the IHG today and its competitiveness in comparison to

Influences of Business Environment

1334 words - 5 pages The business environment is constantly changing as time goes by. There are several factors that affect the aspects of the business environment such as benefits, costs, and risks of conducting business. The type of business, economic, government, and legal influences are major contributors to the business environment, Riordan Manufacturing, Huffman Trucking, Kudler Fine Foods, McBride Financial Services, The Elias Group, and Smith Systems are

Business vs. the Environment

1454 words - 6 pages Business vs. the Environment Business today has so many responsibilities. Aside from making a profit, they are forced to take on a different responsibility, one that involves the environment. Even though, they already have many regulations set by the government, they are still being asked to answer to the call of helping out the rest of society take of nature. This essay will discuss the pros and cons of corporate responsibility for the

the business environment of ireland

1441 words - 6 pages . (2011, September 22). A History of the Irish Education System. Retrieved from Teach, Don't Preach: http://www.teachdontpreach.ie/2011/09/a-history-of-the-irish-education-system-2/ Invest in Ireland. (2014). Retrieved from IDA Ireland: http://www.idaireland.com/ Ireland borrows €1bn at lowest-ever long term interest rate. (2014, March 03). Retrieved from Breaking News: http://www.breakingnews.ie/business/ireland-borrows-1bn-at-lowest-ever-long-term

STP analysis and Environment analysis of Carmike cinemas - Business Management - Assignment

1637 words - 7 pages movies. They come in four formats; BIG-D, IMAX, 3D Entertainment and Dolby Atmos. Aside from movies, they also offer food and beverages, and gift cards. Environment analysis Microenvironment A) Competitors Carmike Cinemas has a number of competitors in the market, but their main competitors are the top 3 major cinema chains in the U.S. Regal Entertainment group, AMC Theaters, and Cinemark Theaters are the main competitors for Carmike. They all

Global Business Environment Analysis

2826 words - 11 pages materials. We shall achieve growth by applying our technical expertise and commitment to quality into the creation of innovative, engineered polymer products that will attract and retain the finest customers."Going forward we must answer who is our valued customers and what does Sterling Plastics have to accomplish in order to achieve suitable results for our foreign customers. Moreover as we are now conducting business on an international level and it

Analysis of the Business Environment of the Telecommunication Industry in India

1422 words - 6 pages India is the second largest telecommunications market in the world with around 900 Million subscribers at present. Since its liberalization in 1994, the industry has seen considerable growth with enactment of different regimes and entry of new players. However, in the last few years, the industry has been affected by the constant regulatory disputes and intense business environment leading to price war. The objective of this study is to analyse

Responsibility in The Legal Environment of Business

919 words - 4 pages stated in our book The Legal Environment of Business, “if a manufacture fails to exercise “due care” to make a product safe, a person who is injured by the product may sue the manufacture for negligence”. Kolchek could sue the manufacture. In this case which is Great Lakes spa. Porter was just a company that was selling the product. Great Lakes spa should have taken the initiative to examine their products throughly before putting it out on the

Similar Essays

History Of The Hsbc Essay

1153 words - 5 pages most successful banks in the world, the British Multinational Banking and Services Company operates in over 90 countries worldwide. The main headquarters of HSBC are located in London but the company boasts nearly 8,000 offices, serving over 60 million customers. HSBC’s services are divided into four main groups of global business; Commercial Banking, Private Banking, Retail Banking and Wealth Management, and Banking and Markets (investment banking

Analysis Of The External Environment Of Business

1591 words - 6 pages Analysis of the External Environment of Business The Technological Environment The external business environment consists of four elements, they are as follows: Political, Economic, Social and technological. It would be impossible to analyse the whole environment in one essay, I have therefore decided to focus my essay on the technological environment. I have chosen this area to focus on because as Palmer and Hartley point out, it is one

Analysis Of The External Environment Of Business

1663 words - 7 pages Analysis of the External Environment of Business A ‘business' is commonly defined as an organisation which provides goods or services in addition to transforming input into output. Its objectives can either be profitable or non-profitable. One of the main requirements that must be fulfilled for a business to exist is that it must act and react to activities and occurrences beyond that of the organisation. These factors that happen outside of

Higher Education In Pakistan Vs. The Uk

1069 words - 4 pages The state of higher education: Pakistan in comparison with the UK After partition, Pakistan, an independent state came into being in 1947 and inherited a colonial university system, created by the British. The fundamental features of this system during that era were that it was under-financed, bureaucratic, and mediocre and was teaching rather than research oriented. Just then, the country had a poorly educated population and few schools