This website uses cookies to ensure you have the best experience. Learn more

Changes In Health Care For Retired Workers

746 words - 3 pages

Changes in Health Care for Retired WorkersHealth plans for retired workers are always changing and it's not for the healthier. The workforce had changed remarkably causing retirement plans to decline. Current workers are being pressure to pay more out of pocket. These retirees are rarely helped out even when they are it isn't enough. It is difficult for employees to provide the best health care for their workers and remain competitive in today's economy.Employers are providing health care to stay competitive in the marketplace, but this trend is dissipating. These employers are finding it increasingly difficult to provide these benefits to retired workers. Current law severely limits employers' ability to pre-fund retires health care obligations. As a result, of this law employers have capped contributions, increased co pays, increase employee contributions, or even eliminating benefits all together. The Employee Retirement Income Act states that employers are not required to provide any health care coverage to their workers, either active or retired. Although, once they decide to offer benefits they must follow certain requirements. Currently, only thirty five percent of employers sponsor retiree health care, leaving many with out access. Employers who offer medical coverage for retirees went from forty percent in 1993 to twenty percent in 2001. That leaves more than three quarters of the retired population with out health coverage.Health care costs are rising for both active and retired employees and new pension funding requirements have wiped out corporate benefits budgets. This leaves less money for the retiree to live healthy in a world that is to expensive. The employers are focusing on health care costs and are not able to absorb additional cost increases.Retirees depend on health care from current or past employers, and it's the only likely source of affordable reliable coverage. In 2003 cost for employer plans increased about fifteen percent. Cost for prescription drugs went up sixteen percent in 2002 and premium rates for employers also went up. This leave retiree to pay more out of pocket which they can not afford leaving many sick with out the help they need. The inflation of insurance is leaving many...

Find Another Essay On Changes in health care for retired workers

Palliative Care in Health Care Essay

829 words - 3 pages I have been a registered nurse at UCLA for 18 months. One particular issue that has captured my attention is the utilization of palliative care in health care. Because nurses are generally at the bedside all the time, they have an important role to play in voicing the importance of its utilization and implementation in the patient’s care. In 2003, the American Nurses’ Association published a position statement regarding “Pain Management and

Inequalities In The Provision Of Health Care For I

3327 words - 13 pages Introduction The aim of this assignment is to identify and explore any possible inequalities in the provision of health care for people with ?learning disabilities?. This aim will be achieved by identifying inequalities that hinder people with ?learning disabilities? fulfilling their health care needs. An explanation on why some of these inequalities exist will be given, and the challenges that these present health and care professionals, in

Technology in Health Care

524 words - 2 pages . N.C. developed computerized tracking of licensed nurses to access data about nurses, this eliminate the need for nurses to be licensed in every state they work. Computer usage is still evolving but sending information to patients and receiving physician's orders by e-mail are developing.The computer usage in health care agencies has positive and negative points of view. Some of the positive views are that nurses have been hesitant to use computers

Health Care in America

1608 words - 6 pages Approximately over forty-five million Americans live in fear and become apprehensive when it comes to medical bills due to lack of healthcare insurance. This number is currently not diminishing; on the contrary, it is rather progressively mounting. United States of America is one of those rare industrialized countries who don’t provide Universal Health Care for its desperate citizens; however, it does possess publicly funded government health

Diversity in Health Care

1079 words - 4 pages Matters in Health Care. In CSA Bulletin. Spinks, N., & Moore, C. (2007). Nursing Leadership. The Changing Workforce, Workplace and Nature of Work: Implications for Health Human Resource Management, 20(3), 26-41. Workplace diversity: Leveraging the power of difference for competitive advantage. (2005). HRMagazine

Laws in Health Care

1204 words - 5 pages five states, several experts in public health, and nine national organizations and government agencies. The Turning Point Public Health Statute Modernization Collaborative (2003) did not plan the model as a mandate to place strict rules on how each agency is to regulate public health; however, it "is intended as a means for state, local, and tribal governments to assess their existing public health laws and identify the changes they deem necessary

Health Care in America

823 words - 4 pages The health care system in America is often ridiculed and viewed as miserable in comparison to the health care systems of other nations. The total health care money being spent in the United States alone is reported to reach $4.8 TRILLION dollars in 2021, this is up almost twice as much as what was collected in 2010 at $2.6 TRILLION dollars- and even more from 1970 when it was report at $75 billion. To put this into easier terms for better

Racism in Health-care

1417 words - 6 pages ethnicities and cultures intertwine, it is vital for one to understand how the race relations shape and influence personalities regarding the perceptions of various groups. Heartbreaking as it is, racism takes a detour in acceptance of its blind side. Further, to better understand racism one must take into account how deeply it entrenched it is, not only in politics, and economics but also Health Care settings. In doing so, one will grasp a

Leadership in Health Care

1035 words - 4 pages like her. This is why out healthcare is so powerful now. This is because we had many smart, powerful, innovated, compassionate, and amazing female leaders leading our healthcare to “The Best Health Care”! Patient is the only person, who healthcare employees, leaders, and doctors are working for. Patient is a priority number one! Patient care needs to be centered on the patient for best results for the patient and the healthcare organization. When

Communication in Health Care

1774 words - 7 pages explains her problems to the nurse which are quite clear. It is suggested that it is good practise of questioning and recommended to be used again in the future. Good questioning skill and collaboration between health care team have improved patient outcomes and job satisfaction among nurses (Boyler, 2004). According to Stein-Parbury (2009), Listening is a complex process that encompasses the skills of reception, perception and

Communication in Health Care

1881 words - 8 pages ). this is important because you are more likely to be percieved as attentitive and sympathatic.One particular client Graham has a routine for every aspect of his life from getting up to going to bed, from the information in his care plan I found that Graham needs routine to participate with his daily activities of living as specified in the Roper, Logan and Tierney nursing model which was used for Graham's nursing assessment, with verbal prompts from

Similar Essays

Impact Of Hrm Practices On Health Care Workers' Perceived Performance In Pakistan

3065 words - 12 pages ., 2006). Heath care organizations through out the world, have been discovering new ways to organize their workforces. The focus should be on the specific mix of types of personnel required for a specific job and the skills and interest level of the Health Care Workers for that job to attain a satisfied health workforce. So the HR managers in health care organizations have to move a step forward from staff-mix & skill-mix to address

Article Review Of What Are Child Care Social Workers Doing In Relation To Infant Mental Health? An Exploration Of Professional Ideologies And Practice Preferences Within An Inter Agency Context

984 words - 4 pages acculturation to carry out the changes in their practice. Its other main focus alongside this is 'what are child-care social workers doing in relation to infant mental health'.For this paper there was a lot of research carried out to see if social workers did have the knowledge, ideological beliefs and professional acculturation to carry out the changes in their practice. The research took place in a NHS Primary care trust (PCT) in an urban local

Health Care For All In South Africa

627 words - 3 pages secondary health care services free of charge. Currently, the public funded hospitals in South Africa serve approximately 80% of the population because of charging small fees for treatment and this deprives many low income earners from accessing quality health care services. The health care systems that do not have chances of generating standard income from clients result in the pressure of providing low health care services. Moreover, the current

Student Loan Forgiveness For Public Health Workers

1292 words - 5 pages are expecting a workforce shortage of 250,000 workers by 2020. Proposed Solution: The ACA allocates new funding for the public health system, mainly through Title IV’s Prevention and Public Health Fund (sections 4002, 10401), which supports public health activities, new prevention and public health programs, and invests in public health infrastructure. The ACA also included a set of provisions that were designed to “enhance” the training of