Healthcare Financing Mechanism In Malaysia Essay

2806 words - 11 pages

Healthcare Financing Mechanism in Malaysia

PAGE(S)

Introduction…………………………………………………………………………………..2
Healthcare System In Malaysia…………………………………………………………….…3
Healthcare Expenditure In Malaysia……………………………………………….…….…...5
Sources Of Healthcare Financing In Malaysia…………………………………………....….8
Allocation Of Health Expenditure…………………………………………………………..16
Medical And Life Insurance In Malaysia…………………………………………….……...18
Conclusion…………………………………………………………………...……………....20
References……………………………………………………………………….………......21

HEALTHCARE FINANCING MECHANISM IN MALAYSIA
INTRODUCTION
The Star (2014) reported that the medical fees for private sector had increased a few hundred per cent more than what the Health Minister had enact where the rise is supposed to be only 14.4% higher which is less than half the amount the Malaysian Medical Association had requested. For example, the consultation fees had increased from the range of RM 10 – RM 35 to a new range of RM 30 – RM 125. This situation shows that the healthcare cost is increasing tremendously as the time passes.
The rapid rising in healthcare cost does not only put pressure on Malaysians generally, but also on the government especially. The government need to come out with ways to enable all Malaysians to get proper healthcare despite the rapid rising in healthcare cost.

HEALTHCARE SYSTEM IN MALAYSIA
Over the decades, Malaysia is practicing dual – health care system that is made up of public and private health care sector (Yu, Whynes, & Sach, 2008). The government is still playing the biggest role in providing care for the nation (Ministry of Health Malaysia, n.d.). The figure below shows the overview of Malaysia health care system.

Source:- World Health Organization, 2012
Public healthcare sector is regulated by Ministry of Health (MOH). MOH provide primary care, secondary and tertiary care to the citizen through healthcare facilities such as district clinics, health clinics and hospitals. MOH offers wide range of services including prevention of disease, promotion of health, curative and rehabilitative care (World Health Organization, 2012).
The public healthcare sector is being financed through subsidized given by the government. Government will determine the budget allocation for healthcare sector annually (Chua & Cheah, 2012). Government subsidizes for nearly 90% of the population with nearly 95% coverage of the patients’ cost of treatment (Ministry of Health Malaysia, n.d).
The private healthcare sector emerged in response to the demand for quality healthcare services (Yu, Whynes & Sach, 2008). The private sector focuses on curative services that include medical centres, private hospitals as well as practitioners’ clinics mainly in urban areas (World Health Organization, 2012). However, MOH still play a role in private healthcare sector where MOH will monitor and regulate this sector to ensure high quality services are being...

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