Healthcare Paper

1255 words - 6 pages

The United States of America is without a doubt one of the largest, most diverse countries in the world. The U.S is universally known for it’s ground breaking medical research and scientific technological advances. Paying nearly 2.6 trillion on medical related services (Silverman & Demak, 2011), the U.S continuously exceeds their financial budget each year, ranking them #1 for the highest healthcare spending in the world. Ironically, Americans are among the few who are not guaranteed medical coverage. For Americans healthcare insurance comes in many forms, some receive it through job benefits or government programs such as, Medicaid and Medicare, while others are among the many not financially covered at all. There are many potential issues arising from the U.S healthcare plan such as high insurance cost, unfair selection and denial of coverage, and high rates of uninsured citizens.
The cost of healthcare is rising steadily in the United States. In 2010 healthcare spending was approximately 2.6 trillion and is currently expected to reach 4.8 billion by 2021 (Silverman & Demak, 2011). One potential issue arising from the U.S healthcare plan is the cost. The cost of healthcare is rising faster than blue-collar wages, making healthcare to expensive for the working class. This potentially becomes a major problem in society leading Americans to ask the question “if the working American isn’t eligible for healthcare then who is?’’ with high healthcare spending and the U.S in trillions of dollars of debt many people want to know where the money goes. The U.S healthcare spending is broken down into small categories reflecting each medical service funded by the government such as hospitals and physicians that account for 51 percent of healthcare spending. Other medical related services funded by the healthcare budget include administrative cost, medical technology prescription drugs, and research.
Another potential issue arising from the U.S healthcare plan is the unfair selection and denial of insurance coverage. Insurance companies are given far too much freedom in the selection and denials of healthcare coverage, not only are Americans not automatically covered, but rules and regulations on how a person is covered have been established. If an individual can’t afford healthcare coverage they may receive assistance based on set criteria such as their income, area of living, and citizenship. If a person is classified under families with children, pregnant, or seniors they are among the selected groups that can gain coverage through several options.
The last potential issue arising from the U.S healthcare plan is the high rates of uninsured citizens. About 40 million people in the U.S have no health insurances and another 30 million have inadequate health insurance. (Silverman & Demak, 2011) The biggest problem with uninsured citizens ultimately boils down to their...

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