Health Care Reform: The Patient Protection and Affordable Care Act
Health Care Reform:
The Patient Protection and Affordable Care Act
GE217 - COMPOSITION IICatherine, a divorced mother of two children worked as a machine operator for an automobile parts manufacturer until she was laid off. However, Catherine suffers from a rare disease called Myasthenia Gravis Pseudoparalytica, which severely weakens her muscles and causes extreme fatigue. While Catherine had the option of continuing to receive health coverage under COBRA, she was unable to afford the monthly payments because her only source of income was her unemployment check.Mark and his family acquired a small lumber company that had been in the community since 1873. They kept the previous benefits and continued to pay two-thirds of all their employee and family medical coverage costs. However, with the constant increase in health insurance premiums each year the company has had to cut back on the coverage they offer, transferring more of the cost to their employees. Eventually, Mark ran out of options and had to lay people off, partly due to rising health care costs.Health care is a necessity for every citizen, in spite of one's financial position or social status. Actually, it's the right of every person to have affordable health care in order to live a healthy life. Over the years, the cost of health insurance has gone up significantly making it extremely difficult for low income families and individuals to afford sufficient health insurance. However, the health care reform bill, now known as The Patient Protection and Affordable Care Act, passed by Congress and signed into law by President Obama on March 23, 2010, will now make a profound positive impact on the health and economic well-being of all American families, businesses, as well as the overall economy. The Patient Protection and Affordable Care Act will lower costs, guarantee more choices, and enhance the quality of care for all Americans. However, the advantages and disadvantages have become a matter of debate.Health Care Reform generally refers to changes in the managed care medical insurance system in the United States. Overhauling the health care system is needed due to the economic downturn the country is currently experiencing. As a result, millions of working Americans have lost their jobs, and, with each passing month, that number continues to grow. For many, the loss of a job also means the loss of health coverage. This has dealt a painful blow to the economic security of American families; leaving them at risk of shouldering the high cost of health care should they become ill. According to data recently released by the Census Bureau, some 46.3 million people lacked health insurance in 2008. However, the economy has changed a great deal since 2008: Unemployment continued to rise through the first eight months of 2009, even as recovery efforts worked to reverse this trend (Bailey, Bendixon, & Stoll, 2009)....