Hmos: Making A Killing Essay

1023 words - 4 pages

FACT: Currently 46 million Americans live without any health care insurance whatsoever.

FACT: The United States is the only industrialized nation in the world that does not provide health care insurance for all of its citizens.

FACT: The United States spends more money per person on health care than any other nation in the world.

FACT: The World Health Care Organization has ranked the United States 37th in the world regarding the health care a country provides for its people.

FACT: No country in the history of the earth has provided universal health care coverage for all its citizens under a private health care insurance system.

The facts stated above are not only embarrassing and frightening; they are simply unacceptable. How our country, which takes great pleasure in calling itself “The World’s Only Superpower”, is unable to provide health care for all its citizens is unfathomable. The citizens of countries in Western Europe have benefited from universal health care polices for almost 40 to 50 years now. Why can’t all of the citizens in America enjoy the same benefits? Especially, at a time our country is in the midst of its greatest economic boom to date. The answer is simple enough. What stands between the citizens of America and a fair, equal and effective national health care policy is one basic human emotion, or lack there of, greed.

There is a huge disparity in the distribution of health care in America. Most notably between rich and poor but also between the races. 11 percent of the white population lives without health insurance. That is already a troubling number but it pales in comparison to the 21 percent of African-Americans, 21 percent of Asian-Americans and 33 percent of Hispanic-Americans that lack proper health care insurance.

Lack of coverage is not the only problem in our current privatized health care system. There are also huge problems in the coverage for prescription drugs, dental, vision and hearing care, mental health care, preventive care for children, and treatment for drug and alcohol addiction.

Health care in our nation should be provided directly by the federal government under what is known as a “single-payer” health care system. It is a program that would cover Americans from “the cradle to the grave”. In our current system, hundreds of billions of dollars go to insurance company overheads, unnecessary administration costs, huge profits, high salaries at bloated HMOs, and other for-profit health care companies. Studies have proven that the money saved by the cutting the previously mentioned wastes would be sufficient to provide universal coverage for the amount we are now paying for our current, inadequate system.

One example of a single-payer health care proposal that is already out is entitled “Physician’s Proposal” and was first published in New England Journal of Medicine in 1989 and then later in the Journal of the American Medical Association in 1991. Under this plan every citizen would be...

Find Another Essay On Hmos: Making A Killing

INTEL's early chip devolopment Essay

968 words - 4 pages If we compare the tools we had available to us 25-30 years ago to the tools we havetoday, we would definitely call that period the dark ages of silicon development. The stepsfor developing a chip back then and now are much the same in a broad sense: definition,logic and circuit design, verification, layout and mask making, silicon wafer fabrication(processing), and debug and test. But that is where the similarity ends. In the early days,design

Health Care Reform in the United States

1021 words - 4 pages attempting to push bills to make it difficult for HMOs to deprive people of needed care. These bills are a much-needed step in the right direction. However, none of these reforms address the underlying problem: The US healthcare system is driven by giant insurance conglomerates supplemented by an inadequate patchwork of public programs. These programs segment the population into unequal fragments: rich and poor, healthy and sick, young and

Euthanasia in America

606 words - 2 pages question how do you determine if a patient is competent or incompetent? Others believe that euthanasia, if it becomes widespread, could become a tool for making money for large HMOs.      Personally I don't believe in suicide, but I also don't believe in suffering for no reason. I would hate to be put in a position where I had to decide to kill myself and be at peace, or live, and suffer. I probably would want to be at

Euthanasia Essay - The Immorality of Physician Assisted Suicide

1121 words - 4 pages Euthanasia: the intentional killing by act or omission of a dependent human being for his or her alleged benefit, a highly controversial subject.  Assisted suicide: Someone provides an individual with the information, guidance, and means to take his or her own life. When a doctor helps another person to kill themselves it is called "physician assisted suicide" (Euthanasia.com 1).  This widely debated topic of assisted suicide is immoral and

Physician-Hospital Arrangements In Professional Integration

896 words - 4 pages services. Some IPAs contract with HMOs while also seeing non-HMO patients. The IPA shares economic risk but not overhead costs. Fully Integrated Organizations (FIOs) Under the FIOs structure the healthcare enterprise purchases a physicians practice to include the physician’s services. Physicians become salaried employees and in some organizations they share governance with healthcare management. However, FIOs run the high risk of physician

Government’s Role in Long-Term Healthcare Delivery

904 words - 4 pages The history of long-term health care is just one part of HealthCare. “The Past Present and Future of Managed Long Term Care" website entails a view that has gained acceptance in the country and the states have a responsibility for making sure certain primary social goods are present. Political parts of health care are quality, cost, expenditures, and access to care economic security for the elderly, and that it is available to all. In the past

Managed Care and Utilization Management

1780 words - 7 pages maintenance organization’s (HMOs) use of the primary care physician (PCP) as the “gatekeeper” initially had MCOs view restrictions as a negative approach to patients’ choices. However, some necessary steps have started to be implemented which reduce unnecessary utilization by enforcing some restrictions. The UM applications and tools include: demand management (DM), this refers to various approaches by a health plan to ensure the most effective and

perpetualcare

4875 words - 20 pages regulations, such as the Balanced Budget Act of 1997. On the other hand, innovations in health care delivery severely reduced the number of patients serviced by hospitals. One innovation was preventive health care programs. These fall into two categories: health maintenance organizations (HMOs) and preferred provider organizations (PPOs). An HMO encourages preventive health care by providing medical services as needed for a ftxed monthly fee. HMOs

Workplace Observation - Prepare a paper in which you describe the observable aspects of your organization's culture

867 words - 3 pages Healthcare in general has gained a great deal of notoriety lately as the cost of insurance and healthcare continue to increase. Many may wonder how this is possible when healthcare professionals actually spend less time working with each patient. Society is paying more money for less service. As HMOs and PPOs have become the insurance of choice for most companies, individuals are often made to feel more like a commodity than a person. Physicians

The physician as a double agent

906 words - 4 pages be considered when defining a physician’s role as a double agent. Rich (2005) states that the physician has the upper hand in the relationship because of their medical knowledge. This leaves the patient at a disadvantage and causes them to be dependent on the physician when making decisions about their care: The physician–patient relationship is the quintessential fiduciary relationship because of the vast disparity in knowledge about disease

Medical Plan Comparison

1082 words - 4 pages Whether an employee receives health insurance through his/her employer or purchases it on their own, they may have an opportunity to choose between several options. Understanding the different types of health plans is the first step in making a good choice for them and their families. The three medical plans are HMO, PPO, and POS. The cost for both employer and employees, the flexibility of the plan choices and benefits, and the accessibility

Similar Essays

Making A Killing: How Card Counting Really Works And What Casinos Do To Prevent It

2540 words - 11 pages In the hilarious 2009 blockbuster hit The Hangover, “the three best friends that anyone could have” need to find a way to get the money they owe Mr. Chow in order to have the groom to be, Doug, returned to them. Phil, Stu, and Alan devise an intricate scheme that uses card counting while playing Blackjack to win a lot of money. The scheme uses many distractions such as Stu, and his stripper wife, acting as a distraction as well as Phil making

The Problems With Hm Os Essay

3205 words - 13 pages necessity for the patient may not for the HMO. Because the HMO is the provider and paying the medical bill, it is responsible for making a determination as to medical necessity, not the patient or his physician. The patient is primarily concerned with his or her medical condition, whereas the HMOs main focus is the costs which will be incurred in treating this ailment. However, what the HMOs advertisements do not tell us is that inefficiency has

Hmos Takes The Care Out Of Health Care

2852 words - 11 pages HMOs Take The ‘Care’ Out Of Health Care.      In the early 1990s insurance companies, in attempt to control spiraling medical costs, created what would be termed “health maintenance organizations”, also known as HMOs. What HMOs do is create a team of physicians and medical personnel that the patients agrees to use. Within the contracts both the patient and the doctor sign, limits and restrictions are put on what the

Healthcare, Medicare, And Medicaid Essay

4773 words - 19 pages care costs went up, making it impossible for individual health insurance. Many liberals in Congress believed that having the government pay for everyone’s health care could control costs. They promoted the idea of health maintenance organizations. President Nixon proposed the HMO Act. In 1973 Congress passed it. Legal impediments were removed to increase the growth of HMOs. HMOs were developed as part of a Nixon administration strategy