Have you ever heard someone complain about their bad credit? Some people create their credit problems on their own, by not paying their bills on time, over exceeding credit card limits or bouncing checks. But some of these people are victims of identity theft. Identity theft can occur to almost anyone, especially with the increase in today?s technology.
Identity theft is the action of stealing another person?s personal information. Through identity theft the criminals become the person who?s identity that they are stealing. Through identity theft many victims lose many and get left with bad credit.
Especially in today?s times anyone can be a victim of identity theft. It is a crime that can happen anywhere at any time without the victim?s knowledge. The worse part about this crime is that many times the criminal is never found because of the fact that they never gave out their own information.
The personal information they steal is usually social security numbers, bank account numbers, checks, or credit card information. The criminals use these ways to be able to buy themselves whatever they want. The chart on the next page is an example of ways in which people commit identity theft. The information in the chart was taken from a survey of people who had been victims of identity theft. Some of the people in the survey answered yes to more than one of the choices. (Harris Interactive)
Technology and computers are an even easier way for personal information to be stolen. Programs known as spy-ware are implanted on computer systems. Your computer can be infected by a spy-ware program when you visit different websites. Spy-ware programs aim to collect information from your computer as you visit different websites. They sell this...