This website uses cookies to ensure you have the best experience. Learn more

Identity Theft Throughout History Essay

1603 words - 7 pages

Identity Theft
I’ve decided to write my research paper on the issue of identity theft. Identity theft has occurred all throughout history in various ways and forms. Today, it is one of the fastest growing crimes occurring all over the world. Data suggests that identity theft accounts for roughly $50 billion stolen each year from citizens and businesses in the U.S. I believe that more attention should be targeted towards identity theft because of the detrimental effects it can have on a single victim and on our nation’s economy. Topics I will discuss include statistics about the crime, laws that protect the victims of the crimes, and what we are doing to prevent future attacks from ...view middle of the document...

Government officials have become very aware of the danger that white-collar crime “identity theft” holds, and since the early 2000’s special agencies such as the Federal Trade Commission (FTC) and the Bureau of Justice Statistics (BJS) have maintained statistics and records on the number of documented reports of identity theft each year. Using the National Crime Victimization Survey (NCVS), the Bureau is able to track patterns of identity theft and help people to be informed on the very real danger that can occur unexpectedly. In 2012, nearly 16.6 million Americans were the victims of identity theft. This number represents about 7% of all Americans aged 16 or older.(Mccarthy, BJS) The loses associated with these crimes totaled roughly $21 billion.
Criminals typically intend on stealing someone’s identity, it doesn’t usually just happen on accident. The actual act of obtaining a person’s personal identity is not an incredibly hard task. Some of the most common ways that thieves get personal information is by looking over people’s shoulders when they hit their pin at an ATM or listening as you give your credit card information over a phone. Many dumpster drivers all sift through trash to find vital information on receipts or old checks. They can also find “pre-approved” credit cards that people threw out and did not shred. In later years, thieves have used “phishing scams” meant to pose as a person’s bank or creditor through an email and request personal information immediately to assure their account safety. (Knox)
With the gradual increase of reported cases of identity theft each year, new laws are imposed both federally and at the state level. In 1998 Congress passed The Identity Theft and Assumption Deterrence Act which finally declared Identity theft as a federal crime. Committing this crime now serves a maximum of 15 years imprisonment and up to a maximum $250,000 fine. Further laws have been enacted to help protect victims of identity theft by requiring consumer reporting agencies (CRAs) to allow victims to place alerts on their credit files. The agencies are also required to investigate any claim of fraud and correct any inaccuracies that are found. Also due to the Fair Credit Reporting Act (FCRA) of 2003, citizens are now entitled to one free credit check from each of the three credit reporting agencies to help people investigate any fraudulent activities that may be affecting their credit history. (OVC.gov)
At a state level, each state has its own set of laws regarding Identity theft. Here in Ohio, identity theft (or fraud) of any sort is an automatic felony. The degree of that felony is dependent on the amount of money that was stolen during the crime. The range in Ohio is anywhere from a 5th degree felony to a 2nd degree felony for a general identity fraud. Under specific circumstances of fraud against an elderly person or a disabled adult, the seriousness climbs with the potential of committing a 1st degree felony. Other...

Find Another Essay On Identity Theft Throughout History

Lives Ruined with Identity Theft Essay

986 words - 4 pages Identity Theft is a severe and important issue that needs more recognizing than is currently has now. Identity Theft is when mean people go around and try to steal your Identity. If they are successful and have stolen your identity they can buy items and you will be charged. They can also ruin your credit history and reputation with your Identity. Identity theft happens every day and many people are affected daily. If your identity gets stolen

Ways to Commit Identity Theft Essay

1469 words - 6 pages of their checks and account numbers, maybe even their Social Security cards (Journal, 2010). The criminal may try to be the victim’s friend or lover and when the person least expects it; they take advantage of their trust and then their life. V. Famous Identity Criminals Throughout history there have been countless identity thieves, however only a few have become legends of their trade and household names for committing the crime. Two of the

Definition of White Collar Crime

1534 words - 6 pages when someone uses the victim’s identity to acquire medication. However, as identity theft has shown, medical theft can cause a lot more issue than just lost medication. The criminal may look for medical care as well; this can lead to the victim’s medical history being jeopardized and many medical bills being billed in their name. When a person has their medical records altered by a criminal it is very difficult for them to correct them and in

Identity Theft and Possible Risk in Technology

1977 words - 8 pages daily and as a result it has also become a use for identity theft as well. Throughout the years as technology develops so does identity theft. This paper shows the types, methods and technique used for identity theft, and it also examines possible risk of identity theft from current technology. What is Identity Theft? Identity theft is a term used for describing criminal that uses individual’s identity without consent. A common crime of identity

Identity Theft

968 words - 4 pages Identity Theft Identity theft happens when someone steals and uses another person’s identity to obtain resources in that persons name. This is an issue that has been going on for years. The difference today is technology. Technology has made it easier for identities of people to get stolen. Reasons behind this varies, some do it for political, financial, or social gain.There are different types of identity theft such as financial fraud, criminal

Organizational Ethics

1844 words - 7 pages and invite them to make suggestions to the organizations attempt to implement a privacy policy and identity theft policy. When employees are given the opportunity to contribute to the formulation of new policies and procedures they are more likely to follow through with the implementation strategies. Resolution Implementation The implementation of the identity theft prevention strategies is important to companies and organizations throughout

Senior Project

2459 words - 10 pages new town or city. There they would just live the life of that person and no one would even notice. It continues in early American history with fraud in voter registration to stuff ballot boxes. In the 1930’s with the end of prohibition America would see the most common form of identity theft for over half a century, the “fake ID”. Reasons for Identity Theft changed over time and became more sophisticated as new forms of technology were

Medical Identity Theft

1857 words - 7 pages check their records or do not have the capabilities or awareness to do so, and they have little to no credit history. There are instances when a parent will use their child’s social security number. For minors, many years can go by before the crime is discovered. Other targeted individuals of medical identity theft are the deceased. Someone can look in the local newspaper and view information on death notices and the obituary section. The

Juvenile Victimization in Identity Theft

2325 words - 10 pages Juvenile Victimization in Identity Theft Introduction Identity theft is continuously growing crime, and over the past several years we have seen a rise in the victimization of juveniles in the horrendous crime. Three important terms which are addressed in this research (that are important to know and understand) are identity theft, juvenile, and victimization. According to the Bureau of Justice Statistics, identity theft is defined as “the

Combating Identity Theft

1999 words - 8 pages 1. INTRODUCTION: 1.1 What is identity theft? Identity Theft, in a very simple term, is stealing a person's private identifying information, usually for financial gain. It is prevalent throughout the world and there are several ways to steal one’s identity. Stealing one’s identity doesn’t require much information. By getting the name, date of birth and address of a person, one can easily steal the person’s identity. 1.2 What does this paper

Internet - Disclosure of Personal Information On-line and Identity Theft

1870 words - 7 pages Disclosure of Personal Information On-line and the Occurrence of Identity Theft Introduction Identification is a critical and common process which we encounter on a regular basis as we carry out our daily activities. Companies, government agencies and institutions routinely ask individuals for personal information in order to help identify a specific individual from another. In the past, people have relied upon face-to-face

Similar Essays

Black Women´S Hair Throughout History And Their Identity

2230 words - 9 pages marital status age, religion, ethnic identity, wealth and rank within the community” (2002:3) The book is not just about history of black hair. It contains quotes and information from a huge wealth of black hair resources, as well as political context of black hair styles and textures and why black hair comes in so many different textures. On styling of black hair: In Hair Story (2002), the authors write about some of black hair style, include the

Identity Theft In America Essay

1525 words - 7 pages history of identity theft and relationships between American citizens, the government, and this issue, identity theft should be abolished in America. The history of identity theft began around the 1950’s, prior to when our 49th state joined the United States. Identity theft used to be a physical issue. The criminal would murder the victim, then take the name and personal information of the victim (“History of Identity Theft”). The crime was

Identity Theft Hurting Americans Essay

997 words - 4 pages victim’s credit card information they can get in to your insurance and they can steal and use victim’s medical history to their advantage. "Identity theft can also affect your medical history from identity thief, using your identity, may seek treatment at a local hospital this may result in a large number of unpaid medical bills to deal with the increase in use of medical services may also cause your health insurance rates to increase"(Daver HIT

The Identity Theft Crisis Essay

935 words - 4 pages compared to the previous year (Stein 68). This shows how quickly identity fraud rates are increasing and the affect it is having on governments. Identity theft is can be extremely dangerous to its victims. Once the victim’s identity has been stolen, the thief may charge thousands of dollars on to the victim’s credit card, scarring their credit card history. This may lead the victims to denied loans, mortgages, unable to open bank accounts, etc