Improve The Quality Of Healthcare For Americans

1786 words - 7 pages

Nowadays healthcare costs can be very high, and deductibles and co-pays are constantly increasing. Numerous Americans are losing their healthcare coverage everyday because of income loss, due to our struggling economy. While at the same time, many Americans are finding much difficulty within their own coverage, which then causes a great deal of doubt and aggravation to the families involved. Combine these problems with the numerous errors and flaws already in our healthcare system; it’s clear that we, as a country, need an immediate plan to improve things for the quality of life for Americans.
Almost one-fourth of the U.S population lacks any variety of healthcare insurance. Many are even under-insured. The illegal population in this country also contributes to lack of insurance (Census Bureau, 2010). As a result, many Americans receive little or no healthcare at all. Some are impoverished, but most really are not. Several of these uninsured Americans are in fact middle-class working people who just cannot afford coverage. However, they earn “too much” to be eligible for Medicaid- the state's healthcare provider. Living here in the “land of opportunity”, it is a real shame that we cannot offer what should be a basic human right to all citizens. Healthcare should be an undeniable right to all people, not a privilege for few. Wealth should not dictate how some live in good health, whereas others suffer, and experience heartaches. I believe that the lack of a universal healthcare system is one of the greatest weaknesses as a society. In an attempt to try to solve this on-going dilemma, President Barack Obama has created a wide-ranging new health care reform bill: Patient Protection and Affordable Care Act (also known as Obamacare).
In the United States, there are a few divisions of Healthcare: (1) Private Insurance companies (2) Medicare: used for senior citizens (3) Medicaid: sponsored by individual state governments for low income families (4) out-of-pocket pay for service, which is used rarely. Healthcare in the U.S is mainly aimed for only poor and rich people to afford it. However, middle-class citizens in the U.S make the majority of the population. Most of the public are average family employees with steady jobs. Some of the companies can afford private insurance for their employees, but others cannot (Mendes, 2011). For the families that do not receive employee insurance benefits, they have to pay out of their pocket for healthcare insurance, since they do not qualify for Medicaid. Mendes goes on to say that the majority of uninsured are Hispanic Americans with 38.9% going without coverage in 2010. Also Nearly 3 in 10 low-income Americans were uninsured in 2010. Lastly, young adults between the ages of 18 and 26 -- beneficiaries of a key piece of the new healthcare law that allows children up to the age of 26 to remain on their parents' plan -- are still among the most likely in the country to be uninsured at 28% in 2010. These families...

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