Internet Banking Essay

1782 words - 8 pages

Plan of ApproachRISK AND SUPERVISION OF INTERNET BANKING INCHINA -VIETNAM - THE NETHERLANDS-----------------------------***---------------------------Name of student: Huang Ruochen (126892)Nguyen Tuan Luong Phong (2430632)Saxion HogescholenAcademic FEM DeventerInternational Final Year Accounting and Finance (ACFI)The project mentor: Mrs.Mathilde.GorterMr.Bauke.CouperusProject graduation period: 2010Date: 12/4/20101. IntroductionAccording to《China Internet banking investigate in 2009》 reported that: Although the financial crisis in the United States spreads around the world, but the developing of China internet banking maintained a growth trend, especially personal internet ...view middle of the document...

We can clearly see that internet banking bring us lots of convenient, however at the same time the risk of internet banking is also increasingly highlighted. A report from China Financial Certification Authority (CFCA) show that although the internet banking exhibited great potential and space, but security issues have become a big trouble. How to create a safety environment and provide safety services? This problem should be focused by every bank.The main problem of our topic is that: as developing of internet technology, the risk of Internet banking focused by more and more people. What we should do is find someway to protect interests of consumers and decrease the risk of internet bank. Only we exactly know government's policy and regulatory system, and then we can try our best to solve this problem.2. Objective of the assignmentOur article first analyzes the development of Internet banking there is a risk exists, and online banking risk prevention measures for analysis and set out our e-banking risk control problem, the risks to present our online banking supervision and reasonable measures to promote the healthy development of China's and Vietnam's Internet Banking response.3. Central research questionHow can we find the most effective way to promote the healthy development of Bank of China, Bank of Vietnam and Rabo Bank in Internet Banking response?4. Sub questionWhat is the internet banking and the operating model of internet banking in Bank of Vietnam, Bank of China and Rabo Bank?How are the current performances of internet banking service in Bank of Vietnam, Bank of China and Rabo Bank?What are advantages and disadvantages of internet banking using compared with Mobile banking or ATM in Bank of Vietnam, Bank of China and Rabo Bank?How can we reduce and prevent the risks of internet banking in Bank of Vietnam, Bank of China and Rabo Bank?5. Procedure and methodsFirst, we try to answer 5 sub-questions in turnUnderstand about the internet banking clearly , and identify what kind of risk that banks are dealing withwe will use some books that related our topic , search some situations about the risk of internet banking users , read and analyzes articlesIf it is necessary, we will make appointments for interview directly with Rabo bank, by paper or phone with Vietnam's and China's bank. However, almost we will use the desk research method.we will use some websites to search the information such asgoogle.com/ springerlink.com/ ixquick.com/ completeplanet.com…6. Project organizationEdward will consider as situations of internet banking service in China's banks about the risks,...

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