Mc Bride Financial Services Essay

938 words - 4 pages

Mr. Hugh McBride started McBride Financial Services with the thought in mind of specializing in one stop shopping for first-time buyers and problem credit clients. McBride Financial Services decided to open its home office in Boise Idaho which is a first for that region; the offices will also have kiosk where the client will be able to serves themselves. This approach is a first of its kind in this region, which gives Mr. McBride a great head start on anyone else thinking of branching into this area.McBride Financial Services is a start-up regional mortgage lender headquartered in Boise, Idaho. The requester is Hugh McBride who is also the founder/owner of the company. The firm will specialize in conventional, FHA, and VA loans for purchasing and refinancing.There is no Sponsor yet Hugh McBride is the only stakeholders because McBride is a privately owned company. The Main office will be placed in Boise Idaho, due to where the other six offices will be placed. The other to be opened after the first two are opened in Idaho are as follows; one in Montana, two in Wyoming, two in North Dakota, and one in South Dakota (Rapid City) which happens to be the capitol of South Dakota(South office will have two to three brokers, brokers will work on commission and provide own laptop computers. Company will provide networks, internet access, printers, fax and telephones for each office. Each location will have experienced receptionist working eight to five Monday thru Friday to assisted clients that may have questions or problems with one of the kiosk that are placed in the office. The other office's once they are up and running will have three brokers and two administration assistance to handle office duties. The loan decisions will be made at the home office by the lending committee. The committee members do not have to be at the Boise office to view an application or to vote on an application.The database that will be used will be fast and powerful yet safe due to the fact that McBride will be dealing with personal information of the clients they serve. The hardware will be as follows yet not limited to, Fax machines, printers, and telephones. Mr. McBride biggest concern is the security of the client's information.We decided to begin our project on 04-26-08. This would have given us the edge on our competition. With this extra edge we would continue to serve our customers with the same expectable service they had become accustomed. This date was important to us; we don't want to lose our customers to our competitors. Not providing services is a good way to make that happen. At the same time we also needed to save on cost, which meant we needed to find a deal. We began by accepting bids for our job. Accepting bids begot...

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