There is a vast array of health care benefits that are offered in Australia in which many people benefit from such as the regulation of health products, workforce and health services as well as public dental care. These health care benefits are funded to ensure that the appropriate benefits are given out. Primarily, the funding strategies for the provision of Australian health services are managed by the Australian Federal Government as well as both State and Territory governments with the contributions of citizens and residents within Australia.
Generally, tax payers plays a significant role in funding the health services that are provided by the government. The Government uses taxes such as a standard Medicare Levy which is 1.5 per cent of the taxable income that is deducted from Australian residents and citizens. These funds are used in funding Australia’s universal, tax-financed, public health insurance scheme also known as Medicare.
Medicare aims to provide an accessible and affordable (sometimes free) medical, public hospital and pharmaceutical care for both Australian citizens and residents (either temporary or permanent). Medicare is responsible for the Pharmaceutical Benefits Scheme, which ensures that most of the prescription medicines are available and are sold at a low cost. It is estimated that approximately 75 per cent of medicines available on prescription are subsidised under the PBS.
The Medicare health care system also allows both Australian residents and citizens to be admitted to a public hospital free of charge. This enables the patients to seek for further treatments and consultations from hospital appointed doctors and local General Practitioners at no cost. However, this is not applicable at all times because the service charge of doctors still varies. Therefore, the Australian government has established a schedule fee, a partial amount of the service charge that the government will cover that can be claimed through a rebate. The schedule fee also varies depending on the medical procedure being done to the patient and the rebate will range from 85 to 100 per cent. Thus, the patient is still obliged to pay the difference between the Medicare benefit and the doctor’s fee as an “out-of-pocket” cost.
In order to ensure that the health services benefits provided by governments are equally and fairly distributed, the Australian government categorised the people’s different circumstances such as their level of incomes, socioeconomic status, families and health concerns. These factors contributes and serves as a basis of what benefits an individual should be entitled to receive and the amount of tax that they will contribute. It is done so through an income comparison with the standard government threshold.
The Australian government encourages others to get an appropriate private health insurance which would cover other health care related concerns such as specialists consultations in order to support...