More than 45 plus United States Athletic or Boxing Commissions have agreed to regulate and allow Mixed Martial Arts in their states. While the sport continues to explode and the enthusiasm seems to know no limits, regulation has added much needed rules and guidelines to ensure the safety of the participants and spectators. Each state has specific rules when it comes to fighter safety, typically including all combatants must participate in a pre-fight medical screening by a commission-approved doctor, and that insurance is required for all fighters and referees in the events. Other rules, such as cage or ring size, are standard within most athletic commissions regulating the sport. Most states govern under the standard rules of mixed martial arts used in states such as Nevada and New Jersey.
Given the fact that mixed martial arts are a very tough sports practice, special insurance policies had to be created to correspond to the specific risks of MMA. Besides physical fitness, discipline and lots of strength, MMA injuries do happen as a result of training, events or cage fighting. In the past, there was insufficient MMA insurance coverage or the costs were too high, too limited, or not available at all. Thanks to Westpoint Insurance Group Martial Arts Accident and Liability Insurance Program, full contact combat sports are no longer a problem when the participants have injury claims. According to this program, policyholders receive coverage for medical bill payment up to $100,000.
Although some people still oppose the fighting style and physicality of MMA, the benefits clearly outweigh the consequences. With strict and organized regulation of MMA events, proper care and insurance risk can be minimized, but it’s necessary to seek out insurance experts who understand the nuances and exposures inherent to the sport. Westpoint Insurance knows that full contact combat sports are a special category because of the higher risk of injury.
Westpoint Insurance Group, located in Chicago Ridge, Illinois has been in the sports insurance business with a combined 54 years of experience in insuring all types of sports programs throughout the United Sates. Terri Tomasik, President and Founder of Westpoint, has dedicated her adult life to serving peoples insurance needs. Terri enjoyed a 10 year stint as an underwriter and sales representative with such notable companies as AIG (now Chartis), CIGNA, Commercial Life and Reliance Insurance companies and credits those companies with her formal insurance training, before opening the doors of Westpoint Insurance in 1993.
An introduction to special risk niche marketing in the later part of her corporate career laid the foundation for the agency’s Sports Accident & Health and General Liability programs. Quickly, sports insurance risks became her industry target, allowing her to develop a clientele much faster than she ever imagined. After discovering how poorly the sports community was being served, Terri implemented...