Obamacare: A New Health Care Plan For America

1576 words - 6 pages

As of 2014 we are presented with a new health care plan for America. The Affordable Care Act (ACA), better known as Obamacare, was brought up by President Obama in 2010 and was upheld by the Supreme Court in 2012. Obamacare’s goal is to give more Americans access to affordable, quality health insurance, and to reduce the growth in health care spending in the U.S. The Affordable Care Act puts consumers back in charge of their health care. According to information released by the Centers for Medicare and Medicaid Services, under the law, a new “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices about their health. The ACA expands the affordability, quality, and availability of private and public health insurance; consequently, while it does offer these benefits, there are critics that suggest Obamacare’s potential negative impact on future doctors is rising.
Right now public insurance plans have been set up in the states to cover some people with preexisting conditions. Insurers are required to cover some adult children up to age 26 on their parents’ policies. Health insurance plans provide 100% coverage for preventative services. However, in 2014, insurance companies will be required to price and sell policies to everyone regardless of health status. According to the National Conference of State Legislatures, millions will receive federal subsidies to help them afford insurance that is purchased independently. States will have the option of expanding their Medicaid programs to include all individuals earning less than 133% of the federal poverty level. Contrary to the states belief, Aimee Picchi, author of MSN Money, released an article that claims states turning away from ACA are not actually benefitting; rather, those states are going to potentially increase insurance costs immensely. Author Aimee Picchi also mentions that the cost of this disregard to ACA is $8.4 billion in federal funds. This means that each state that chooses to opt out of Obamacare will lose $8.4 billion dollars of federal funding. With Wisconsin being one of the states rejecting Obamacare, Governor Scott Walker explains why this will be beneficial. In an interview release by The Daily Caller, Walker believes that entering this plan of Medicaid expansion, insuring the uninsured below the poverty level, is actually costing the state of Wisconsin more than the $8.4 billion the state would be receiving in federal funds (Howley). Though $8.4 billion in federal funds may seem immense to some states, others believe this is much better to lose than the expense it will cost to cover those required under Obamacare.
Though Obamacare is targeting young adults, childless adults will make up a large percentage of this newly eligible population. Consequently, if one is under 26 years old, one may already be able to get health insurance through the parents’ coverage. However, starting this year, when most Americans...

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