Obama Care The Patient Protection And Affordable Care Act

1481 words - 6 pages

What exactly is ObamaCare? ObamaCare is “The unofficial name for The Patient Protection and Affordable Care Act which was signed into law on March 23, 2010. Obamacare's health care reform offers Americans a number of new benefits, rights, and protections in regards to their healthcare and setting up a Health Insurance Marketplace where Americans can purchase Federally regulated and subsidized health insurance” (“What is ObamaCare/ What is Obama Care.", 1). In this paper I’m going to explore if ObamaCare is worth the risk.

ObamaCare has an ongoing list of changes that many Americans can benefit from in the future. It can help out so many people who have low-paying jobs and can’t afford to get good health care. Within 2013 alone, an article stated that “44 million people are unable to afford health insurance” (“What is ObamaCare/What is Obama Care”, 1). That’s millions of women, men, and children unable to get the help they need, the help they deserve, just because they can’t afford it. To help these women, men, and children get insurance, this law offers assistance through health insurance marketplaces, and expanding programs like Medicare and Medicaid. No individual would be turned down, and would be helped. Another benefit of ObamaCare is that it can improve the care we ultimately receive in the hospital or doctors office. It will provide better preventative and wellness services for everyone to use in the United States. This law also attempts to further eliminate gender discrimination and discrimination of pre-existing conditions you, or someone you know may have or have had before. Hospitals and insurance companies will no longer be able to charge certain individuals more money because of their gender or deny them of their insurance coverage’s due to pre-existing health issues.

So on the surface ObamaCare seems like a great idea, but it isn’t all that perfect. There are a lot of negative problems that will arise from ObamaCare. The idea of increased coverage is great, but it will end up making health care costs rise even higher. These health care costs rise higher, because more and more people are taking advantages of the tests and screenings that they can now take. Not only with it cost more to get health care, but it is going to raise the amount of money we pay for taxes every year to help fund for Medicare and Medicaid. Glenn Kessler states that “Many of the law’s new taxes, including a Medicare surcharge and taxes on investments for the wealthy, take effect this year. That’s a total of $1 trillion between 2013 and 2022.” (Kessler, 1). That’s a trillion more dollars in taxes families across the U.S will struggle to pay for, all for health insurance. ObamaCare also has the potential of hurting a lot of employees. The Affordable Care act has a requirement that employers provide health insurance, which is causing them to either fire employees completely or begin to cut their hours. Employers will soon or already have...

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