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Obamacare:Threat To America Essay

1254 words - 6 pages

The Patient Protection and Affordable Health Care Act (ACA), also known as Obamacare, was signed into law on March 23, 2010 by President Barack Obama. The purpose of the Act is a health care law aimed at improving the health care system of the United States by widening health coverage to more Americans, as well as protecting existing health insurance policy holders. As of October 1, 2013, Americans have the option to apply for medical coverage through the government controlled Health Insurance Marketplace website. The Marketplace will allow Americans to apply directly for coverage through multiple insurance companies with price comparisons. The downfalls of the Act are becoming more evident as Obamacare will officially be mandated in January 2014. The information that was relayed to Americans has been somewhat misleading. In this paper, I will argue that Obamacare will not improve healthcare but rather cause increased cost to the American public resulting in a failing healthcare system and closed businesses. Major concerns with President Obama’s ACA are that many Americans current policies will likely be cancelled, the real cost of Obamacare to every American, and the effects on business owners.
At the present time, millions of Americans are finding out they are going to lose their current health insurance coverage due to non-compliance issues with The Affordable Care Act. If you read the Affordable Care Act when it was passed, you would of known it was dishonest for President Obama to claim that “if you like your plan, you can keep your plan,” as he did—and continues to do—on countless occasions (Roy, Par. 2). The reason behind the policy cancellations, The Affordable Care Act has many “essential health benefits” requirements that all health policies must offer like maternity, acupuncture, and mental health, whether people want them or not. Many people have chosen not to have these “essential health benefits” as they are unnecessary and increase their monthly insurance premium. Currently, there is nothing in the law that would prevent insurers from raising premiums. As discussed by Avik Roy, an editor and author of Forbes Magazine, that when Obamacare was first introduced to the American public, the administration knew that it would cause massive destruction. Recently, White House spokesperson Jay Carney attempted to make light of the claims from many Americans about policy cancellations. In which, he says it will only affect five percent of the total population. That small volume of five percent of Americans happens to equal around 15 million individuals that will get insurance cancellations as their policies don’t comply with Obamacare standards. After receiving their policy cancellation notices, Americans will likely seek coverage through a private policy that complies with the Act or apply for coverage through the Marketplace website. Either way the insured will likely find that including all of the Obamacare mandatory benefits will...

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