Patient Protection And Affordable Care Act

1103 words - 4 pages

Patient Protection and Affordable Care Act is the real title of the bill, enacted in 2009. It is far better known as The Affordable Care Act or Obamacare. This bill represents the biggest revolution and improvement, or at least an attempt towards it, in the health care of the United States of America since the passage of Medicaid and Medicare in 1965. The main purpose of the ACA implementation was, as the bill states in its title, to make: ˝ Quality, Affordable Health Care for All Americans˝ possible. Before the ObamaCare, there were millions of American who were uninsured, or had poor quality insurance plan. On the other hand those who did have health care coverage, even the decent one, we left on their own when insurance companies abused their trust and deprived them of their rights. That was the reason why the government and the President Obama, hoped to increase the quality and make the health insurance more affordable. The idea was to lower uninsured rate by firstly increasing the extent of public and also private coverage, and then secondly, to minimise the costs of health care for both individuals and the government.

According to obamacare.com what this law is trying to do is to provide equity for all eligible American citizens concerning insurance rates. The idea is based upon the principle of the same rates despite of pre-existing conditions or sex. Not to forget to ensure that insurance companies will give coverage that is within new minimum standards for all applicants. Obamacare should make sure that, at the end of the day, all Americans have at least some health care coverage. Consumers are offered discounts, called tax credits, on health insurance plan sponsored by government and increasing the Medicauid assistance programme, in order to get more people included, in case they do not have funds to pay for health care. Probably one of the most significant changes this law brings, are the rules and regulations for insurance companies. Before the ACA, if you had any pre-existing medical conditions, there was a good chance of you being turned down for the insurance or you could be charged way more than others. Now that is not an option. Therefore this law is a game-changer for all health insurance companies. Obamacare is initially created for people who are paying for their own insurance.
Regardless of, many obvious benefits one can gain from applying for this kind of health care, according to huffingtonpost.com only about twenty per cent of all eligible, uninsured Americans applied for it. One of the main reasons for that is actuality that great majority of people did not truly comprehend how it works. That is why abcnews.go.com made couple attempts to explain it and make it more clearly for everyone. As claimed by abcnews.go.com, almost six out of ten American will be able to get coverage for 100 $. It will be illegal for your health insurance company to deprive you of your well-deserved health insurance just because you get sick...

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