Poverty Vs. Equality And The Foreclosure Crisis

1172 words - 5 pages

Imagine a world of poverty. A world of dirt, garbage, filth, people who do not care about the planet they live on. One uses a cardboard box to inhabit because it just doesn’t matter anymore. It does not matter, as in the mold infested homes are unsafe to be inhabited. The world has been bulldozed down to flat land. We’ve gone backwards, not forwards. We live like Neanderthals who are in constant competition for natural resources. Philosophers and geniuses’ like Hobbes, Kant, and Einstein never existed. We have nothing but sickness and disease. This may seem far-fetched, but this is how some foreign third world countries live. I can only imagine.
Imagine a world of equality, a world of trust and security between neighbors. Each rich man gives a little to the not so poor man just because he knows it’s the justified thing to do. Each person has a home, or someone to stay with. Playing outdoors is not a worry anymore because parents have confidence and crime issues are illicit. College is back in the picture for many adolescents because money isn’t a problem. It is the epitome of a near perfect society. I can only imagine.
Are these two scenarios out of the picture for the United State of America? I would hope that scenario one would be out as we are a bit more advanced then the poorest of the poor third world countries. Scenario two, however, is going to take some work. It’s doable, but only if each and every citizen lends a huge helping hand. These scenarios are directly associated with the foreclosure crisis as they both have the same “security” issues. This foreclosure crisis is a problem that is eminent, and will continue if drastic measures are not taken. People are afraid, because of this crisis, to gamble with their money and or hand it to another human being. It is the scariest thing to be vulnerable when buying a home. Without complete trust in obtaining exactly what one paying for and receiving, the foreclosure crisis will continue.
As a freshman in college as the University of Arizona, I have not had my on my own experience with buying a personal home. I just write a check to the apartment complex, walk down to the slot with my three roommates, and say, “Done, another month paid for.” My father, however, is an investor and he has bought, fixed up, and re sold three homes. He is still trying to sell his last and final home. He has had some offers, but unfortunately the credit of the applicants is too low to buy his home. I will not deny that it breaks my heart, the potential buyer’s heart, and my father’s heart each time the bank calls back. It is unfair that my father, with four points away from prefect credit, could lose this home, and everything he’s worked hard for, due to owning his own business that, not so long ago, used to be booming.
The best question to ponder now is: How could this crisis become apart of history? First, lower taxes. Plain and simple, lower taxes on everything. That means clothes, gasoline, furniture,...

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