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Problems With The Affordable Health Care Act

700 words - 3 pages

It’s safe to say that we all have been affected by the launch off the new health care system in one way or another. Most of us probably don’t even understand what it is or what it is supposed to help with. Others might not even understand what health care is. I know it’s hard to understand but don’t worry I‘ll try to break it down to the best of my ability. My point is there are stilll a lot of flaws with the system, most of them overlooked. The Affordable Health Care Act, or “Obamacare” as it is often called, is supposed to help provide for the families that don’t make enough income to buy their own health insurance or their work doesn’t offer any insurance plans. It is a plan that requires everyone to be enrolled in a plan approved by the ACA. The deadline for enrollment is March 31, 2014. It is true that too many uninsured people in the USA have put a strain on the healthcare system and there has always been a need to confront this ...view middle of the document...

The problem is people are not motivated to go through the hassle of enrolling. Some say they don’t want to waste time enrolling on the website and why should they since if they go to the emergency room all they have to do is pay a penalty for not enrolling on time since they cannot be turned down. Sometimes the plans are not very stable and run the risk of getting cancelled by law retirements. Obama himself has recognized these problems and has tried to fix it through the “grandfather clause.” “People who have plans that predate the Affordable Care Act can keep those plans if they haven’t changed, “Obama has stated. Unfortunately many people still got their plans cancelled and forcing them to enroll in new plans with less benefits. There has been some lag time in the system to reinstate these plans, causing confusion and frustration with the system on the part of many Americans. It is important for the numbers of people enrolling in the ACA to increase in order for the system to work and support itself without increasing the federal deficit. There is a controversy over just how many people have successfully enrolled and actually started paying their monthly premiums for their plan which creates more confusion. Unfortunately, with the state America is in, we don’t have that kind of time.

Now that you’re familiar with the health care system lets go over the future problems that may occur if something is not done. People either won’t pay their premiums because they won’t be able to afford them or they won’t sign up for the ACA in the first place because it is cheaper to just pay the penalty when a health crisis occurs rather than pay monthly premiums up until then, since no one can be denied health coverage. The federal deficits will increase because the ACA cannot be self-sufficient without high numbers of patients paying premiums to help support the system. There will be a decrease in health care providers and fewer jobs will be created in private health care sector due to decrease reimbursements and increased expenses to businesses. All of this could possibly contribute to an economic recession. The outcomes of the ACA are indeed in the hands of politicians, government officials, and the public themselves.

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