The Patient Protection and Affordable Care Act, more commonly known as Obamacare, was passed in June of 2010 by the Supreme Court (Doyle 1). Georges C. Benjamin, MD, the executive director of the Public Health Association says:
The new law will guarantee millions of Americans access to quality, affordable care regardless of health status; decrease rates of the nation’s leading chronic diseases; control soaring health spending; and strengthen our battered public health infrastructure… Health reform and its historic investment in prevention will help us achieve the promise we made to give our children a higher quality of life than we have (ProCon.org).
This new bill includes an individual mandate requiring all uninsured individuals to purchase a health care plan from over 200 policy options or be fined. According to government officials, the options available under the Affordable Care Act is affordable and protects people from other health policies that neglect to cover pre-existing conditions, mental health illnesses and/or substance abuse issues. However, many taxpayers, newspapers journalists, and other political organizations are claiming that this new bill is causing a crisis across America. There are many different perspectives a person can take when scrutinizing Obamacare, but it would be wrong to judge the Patient Protection and Affordable Care Act until thoroughly researching and critically analyzing the bill’s purpose, content, and the affects it can have on the individual, a community, and the nation as a whole.
The Patient Protection and Affordable Care Act is designed to offer affordable health coverage to those who are not offered health benefits through their employer or have been denied health coverage in the past. This includes people with pre-existing conditions, people who require treatment of medical illnesses, people with substance addictions, and senior citizens (ProCon.org). Before Obamacare, it was common practice for insurance companies to deny coverage of people with pre-existing medical conditions and acceptable for an insurance company to cancel coverage if a person became sick. With the new act, insurance companies are no longer able to deny coverage to anyone based on their history of illnesses, current mental health illnesses, or potential future development of an illness. Along with coverage of pre-existing conditions and prohibiting insurance companies to cancel coverage if a person becomes ill, the act is the first act in history that “ensures that mental health and substance abuse treatment services are required benefits in all basic health insurance packages” providing health for a much wider range of people (ProCon.org). The Patient Protection and Affordable Care Act “prohibits all health plans, including grandfathered plans, from rescinding a health insurance policy once one is covered” (ProCon.org). The only possible reason for a health insurance policy to rescind ones coverage is if “the enrollee has...