The Affordable Care Act Essay

2044 words - 9 pages

The Patient Protection and Affordable Care Act, more commonly known as Obamacare, was passed in June of 2010 by the Supreme Court (Doyle 1). Georges C. Benjamin, MD, the executive director of the Public Health Association says:
The new law will guarantee millions of Americans access to quality, affordable care regardless of health status; decrease rates of the nation’s leading chronic diseases; control soaring health spending; and strengthen our battered public health infrastructure… Health reform and its historic investment in prevention will help us achieve the promise we made to give our children a higher quality of life than we have (ProCon.org).
This new bill includes an individual mandate requiring all uninsured individuals to purchase a health care plan from over 200 policy options or be fined. According to government officials, the options available under the Affordable Care Act is affordable and protects people from other health policies that neglect to cover pre-existing conditions, mental health illnesses and/or substance abuse issues. However, many taxpayers, newspapers journalists, and other political organizations are claiming that this new bill is causing a crisis across America. There are many different perspectives a person can take when scrutinizing Obamacare, but it would be wrong to judge the Patient Protection and Affordable Care Act until thoroughly researching and critically analyzing the bill’s purpose, content, and the affects it can have on the individual, a community, and the nation as a whole.
The Patient Protection and Affordable Care Act is designed to offer affordable health coverage to those who are not offered health benefits through their employer or have been denied health coverage in the past. This includes people with pre-existing conditions, people who require treatment of medical illnesses, people with substance addictions, and senior citizens (ProCon.org). Before Obamacare, it was common practice for insurance companies to deny coverage of people with pre-existing medical conditions and acceptable for an insurance company to cancel coverage if a person became sick. With the new act, insurance companies are no longer able to deny coverage to anyone based on their history of illnesses, current mental health illnesses, or potential future development of an illness. Along with coverage of pre-existing conditions and prohibiting insurance companies to cancel coverage if a person becomes ill, the act is the first act in history that “ensures that mental health and substance abuse treatment services are required benefits in all basic health insurance packages” providing health for a much wider range of people (ProCon.org). The Patient Protection and Affordable Care Act “prohibits all health plans, including grandfathered plans, from rescinding a health insurance policy once one is covered” (ProCon.org). The only possible reason for a health insurance policy to rescind ones coverage is if “the enrollee has...

Find Another Essay On The Affordable care Act

Is The Affordable Care Act Really Affordable?

1402 words - 6 pages On March 23, 2010 the Affordable Care Act (ACA) was passed into law. The ACA mandates that every taxpayer buy health insurance or pay a tax penalty if not purchased. Prior to the passing of the ACA, promises were made that were essential in passing the law and some of those promises have not been preserved. Not only were American’s rights trampled on by forcing them to purchase insurance coverage, but higher costs and penalties surround the

The Failure of the Affordable Care Act

1472 words - 6 pages Universal healthcare is in place in almost every developed nation with the United States being the last to do so. But is the Affordable Care Act the solution for universal healthcare in the United States? In 2010 President Obama signed the Affordable Care Act into law. Parts of this law were enacted in 2012 and was to be fully implemented on January 1, 2013. Unfortunately many parts of the bill, such as the website to sign up applicants, has

The Faults in The Affordable Care Act

1300 words - 5 pages Many of today’s arguments within the American government have to do with health care. The Affordable Care Act, commonly known as Obamacare or The ACA, has been effective since March 23, 2010. Most of Obamacare’s major provisions, such as mandated individual coverage, just took effect at the beginning of 2014. Democrats support the health care reform while a majority of republicans are entirely against it. On paper the health care reform looks

The Importance of the Affordable Care Act

2160 words - 9 pages that the Affordable Care Act (ACA, also known as ObamaCare) has become one of the most controversial health care reforms as it looks to improve the health care system for the country whilst conflicting with cost reform at the same time. Essentially, the ACA is a program that works to entirely reform the government’s health insurance by raising taxes in order to improve quality and affordability. This taxation is done in order to provide everyone

affordable care act

1045 words - 4 pages Running head: AFFORDABLE CARE ACT 1Affordable Care ActStudent's NameInstitutionAffordable Care ActKey features of the Affordable Care ActThe Affordable Care Act aims at creating a robust consumer rights protection, and making health more affordable. ACA is intended to enhance access to care besides making Medicare stronger. The key features of ACA are:Handling of pre-existing diseasesACA stipulates that pre-existing diseases should qualify for

Key Provisions of the Affordable Care Act

1902 words - 8 pages The Affordable Care Act or “Obamacare” was designed to assure that all Americans regardless of health status have access to affordable health insurance. The Affordable Car Act was signed into law March 23, 2010. The primary goal of this act was to decrease barriers for obtaining health care coverage and allow Americans to access needed health care services (Affordable Care Act Summary, n.d). After the legislation is fully implemented in 2014

The Patient Protection and Affordable Care Act

2152 words - 9 pages The Patient Protection and Affordable Care Act, which is also known to many as Obamacare, was signed into law on March 23, 2010 in order to reform the healthcare industry in the United States. The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, the Health Care and Education Reconciliation Act of 2010 and the Student Aid and Fiscal Responsibility Act. It also

The Affordable Care Act and Emergency Rooms

2545 words - 11 pages The Affordable Care Act and Emergency Rooms Medical reform has been a long standing goal of the more liberal elements of our society. Their vision of universal health care took a step forward with the implementation of Affordable Care Act. Health care facilities, and specifically emergency rooms, already operate under the most stringent guidelines. The new regulatory and financial demands placed upon these facilities created by the Affordable

America Needs the Affordable Care Act

1325 words - 5 pages . Under the Patient Protection and Affordable Care Act, otherwise referred to as Obamacare, signed into law on March 23, 2010, this requires all Americans to purchase health insurance. The purchase of this care is purchased either individually or through the government market place. The act will lower the cost of insurance on all Americans, and additionally relive pressures felt at hospitals under the circumstance one does not have health insurance

The Patient Protection and Affordable Care Act

1158 words - 5 pages Introduction The Patient Protection and Affordable Care Act was signed into law in 2010. This paper summarizes three provisions of the ACA and analyzes the financial implications these provisions might have on the healthcare industry and U.S. economy. The three provisions are: the expansion of Public Programs, tax changes related to health insurance or financing health reform, and changes to private insurance. Expansion of Public Programs

Patient Protection and the Affordable Care Act

1995 words - 8 pages The rapidly rising cost of health care in the United States has made access to medical care difficult for many citizens. Additionally, the number of uninsured is increasing because of job loss and reduction of employee benefits. This trend is projected to continue. The negative effect of reduced access to health care may have alarming effects on the economic well-being of the nation. The passage of the Patient Protection and Affordable Care Act

Similar Essays

The Affordable Care Act Essay

2020 words - 8 pages standpoint, which is why a universal healthcare plan like The Affordable Care Act (Obamacare) would greatly benefit America. Universal healthcare, for the most part, refers to a healthcare system in which the government provides medical care and financial solutions for all of that particular nation’s citizens. For most people in the upper and middle class universal healthcare is not something they would like to see in America because they already have

The Affordable Care Act Essay

2163 words - 9 pages Introduction: Patient Protection and Affordable Care Act (PPACA) There can be no gainsaying as to the fact that a large fraction of the American citizenry remains devoid of health insurance. This means that average Americans, running into millions, find it increasingly difficult to access healthcare of whatever nature. As a consequence, this disadvantage has resulted in the proliferation of ailments and deaths that could well be avoided

The Affordable Care Act Essay

1127 words - 5 pages After the inception of ACA that is Affordable Care Act on March 23, 2010 various policies and regulations has been proposed which has more controversy (www.healthcapital.com, 2013). Affordable health act has impact on the stakeholders in different manner. The main concern in the medical field is the input cost which is increasing continuously. This is the biggest challenge for the US government as the increasing cost makes it impossible for the

The Affordable Care Act Essay 1669 Words

1669 words - 7 pages The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not