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The Affordable Care Act (Aca) Essay

740 words - 3 pages

The Affordable Care Act (ACA)

Robin Shilstone
CF ID Number: 504249

President Barack Obama signed the Affordable Care Act, into law on March 23rd 2010. Congress had tried for decades to pass health care reform, beginning with President Franklin Roosevelt. “Following President Obama’s inauguration, he used Democrat control of both the House of Representatives and the Senate to enact health care reform legislation, and granted the federal government control of over 16% of our nations economy” (Taylor 3). The law states that every American citizen is mandated to purchase health insurance. “If you choose not to obtain Health Insurance by January 2014, you will be penalized ...view middle of the document...

The doughnut hole describes covered medication was not covered when the expense reached $2,970 and not resumed until the next level of $4,750. The doughnut hole will be completely eliminated by the year 2020. “According to the law, over $700 billion is scheduled to be removed from Medicare services over the next ten years, for use under ObamaCare” (Taylor 25). The small business owner that has 25 or fewer employees, and provides health insurance for them, the owner will receive tax credits to ease the burden of the cost. The small business owner will receive 50% tax credit for a profit business and 35% tax credit for non-profit businesses.
There are four different levels of insurance that the consumer has the option to choose from. The Bronze level is the cheapest and will provide 60% of benefits under the health plan. Next, is the Silver level that will provide 70% of benefits, and the cost is more expensive. Next, is the Gold level that provides 80 % of benefits, and costs is still more expensive. The Platinum level is the highest, which provides 90% of benefits, and is the most expensive of all the health plans. “Under ObamaCare, your primary point of contact regarding health insurance and health care services will be your state health exchange” (Taylor 40)....

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