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The Patient Protection And Affordable Care Act

2152 words - 9 pages

The Patient Protection and Affordable Care Act, which is also known to many as Obamacare, was signed into law on March 23, 2010 in order to reform the healthcare industry in the United States. The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, the Health Care and Education Reconciliation Act of 2010 and the Student Aid and Fiscal Responsibility Act. It also includes amendments to many existing U.S. laws. The Affordable Care Act is very long to read, according to Obamacarefacts.com, “The Affordable care Act contains over a thousand pages of reforms to the insurance and health care industries.” However, most of the important reforms are included in the first 140 pages. The Affordable Care Act’s main goal is to provide the American public with an affordable health care insurance, to increase the quality of health care and insurance, to regulate the insurance industry, to decrease health care spending in the United States. It offers new benefits, rights, and protections for the American public by putting in place consumer protection regulations, creating subsidies, imposing new taxes, creating insurance exchanges and more. The Affordable Care Act has become a very important topic among the American public. Many believe that it is what the American public needs in regards to healthcare and others believe it will affect the American public negatively and that it is even unconstitutional in spite of the Supreme Court’s ruling on June 28, 2012 stating that the law was constitutional. Although the Affordable Care Act may have some downfalls, it is a law that will be beneficial for the American public as it will only improve access to affordable health coverage for everyone, promote health, and target healthcare cost.
The ACA will benefit the American public by providing access to affordable healthcare coverage for all citizens. According to the United States Census Bureau, in 2012 the percentage of people without health insurance was of 15.4 percent. The percentage of people covered by employment health insurance was of 54.9 percent or 170.9 million. The percentage of people covered by Medicare was of 15.7 percent or 48.9 million. The percentage of uninsured children under age 18 was of 8.9 percent or 6.6 million (De Navas-Walt, 30). One of the mandates under the ACA is the individual mandate. This mandate requires that most Americans obtain health insurance by March 31, 2014 (“ObamaCare Individual Mandate", n.d.). Another mandate under the ACA is the employer mandate. Under this mandate, the ACA requires “all businesses with over 50 full time equivalent employees to provide health insurance for their full-time employees” ("ObamaCare Employer Mandate", n.d.) The ACA has also created a health insurance exchange also known as the Marketplace. This Marketplace allows the public to shop and compare different insurance plans side-by-side by guaranteeing the best...

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