This website uses cookies to ensure you have the best experience. Learn more

The Need For Healthcare Reformation In America.

2101 words - 8 pages

Of the approximately 257.8 million individuals currently living in the United States of America, every one of them has a need for effective, affordable and accessible health care coverage and services. Within the past thirty to forty years, the scope and cost of health care coverage and services has drastically changed, altering the manner in which health care was previously managed.
There are several factors that have affected the cost of health care coverage over the course of the past two to three decades. One of these factors is the introduction and rapidly increasing enrollment in managed health care insurance plans. Managed care health insurance plans can, in most cases, help to alleviate the rising costs of effective medical coverage.
Another important factor that has affected health care costs is the invention and implementation of new medical technologies. As prominent researchers and economic analysts have discovered, there is a distinct and direct correlation between advancing medical technologies and rising health care costs. Medical innovation has been proven time and again to be an important determinant of health care cost growth. It would appear that managed care health insurance plans, which attempt to lower health care costs, and highly expensive new medical innovations and procedures are at cross purposes, pulling against one another in very different directions.
Market-level comparisons have found the cost growth of health care in markets with greater managed care penetration to be generally slower than that of non-managed care health insurance markets. However, managed care is unlikely to prevent the share of gross domestic product spent on health care from rising unless the cost-increasing nature of new medical technologies changes. Managed care health insurance plans differ greatly from indemnity fee-for-service, or FFS, insurance plans. Since the early 1970's, rapidly growing enrollment in managed care health insurance plans has transformed the health insurance market in the United States. Virtually nonexistent in most markets three decades ago, managed care health plans covered 63 percent of the nation's employees by 1994. Managed care incorporates a range of features that allow the insurer greater influence in the process of care delivery. Managed care plans aggressively contract for lower prices from physicians and hospitals and attempt to constrain the use of health care services by monitoring providers and changing provider incentives. Health insurance providers that operate under the fee-for-service concept grant the consumer much more freedom of choice concerning doctors and treatment programs, thus freeing the consumer of any feelings of discontent with "interfering" insurance companies.
Consumers of indemnity plans, however, pay a price for that privilege by way of drastically higher rates and little knowledgeable input on doctors, specialists and nearby hospitals that will fit their particular needs. Many of...

Find Another Essay On The need for healthcare reformation in America.

Kristan Care: Healthcare Plan for the United States of America

2016 words - 9 pages the same and avoids any double standards in healthcare. The insured person would pay a premium for their basic plan up to 7% of their personal income. If the premium is higher than 7% of their income the government would pay a subsidy for the remainder. In cases of hospitalization the insured person would pay part of the cost of treatment with a minimum of 200 dollars to a maximum of 2000 depending on personal income. Hospitalization for

The Reformation in England Essay

869 words - 3 pages were caught twice in concubinage were threatened with execution by King Henry. It wasn't until after the death of King Henry VIII that England would truly become a Protestant land.The overall and main idea behind the Reformation was change. For the most part, religious attitudes in Europe during this stretch of time had ultimately triggered a monumental change in European religion and society as the Europeans had known these portions of their

The Reformation in Europe

1264 words - 5 pages In the 16th century, Germany, England, and Scotland were devastated by the ignition of the Protestant Reformation. The Reformation that was started my Martin Luther affected the power of the monarchs, the well-being of the common man and woman, and it also affected the overall balance of power in Europe.Germany ended up being devastated by the Reformation. And because of this, the Protestant movement ultimately proved a political disaster for

The Reformation in Germany

1728 words - 7 pages Describe and account for the progress of the Reformation in Germany to c. AD 1535. The Reformation in Germany, which made a major impact on world history, was started by Martin Luther when, on a quest for his own personal salvation, became disillusioned with the Roman Catholic Church and began to speak out about his beliefs. This essay will describe and account for the progress of the Reformation in Germany to c. AD 1535 by outlining Luther’s

The Need for Religion in the Workplace

2317 words - 10 pages Our changing world has the need for religion in the workforce on the rise. Over the past several years’ factors such as terrorist attacks, a shaky economy, increased demand for longer working hours, a reduction in employee retirement benefits and immigration are thought to have contributed to this rise. (Moore, 2010) Along with the increased demand for religion in the workplace comes religious diversity. Immigration is one cause for creating

Access to healthcare in America

1593 words - 6 pages healthcare system in America because this will keep healthcare provider on track with providing quality care to all patients. A benefit of this reform is that it will require all insurance providers and Medicare/Medicaid programs to offer preventative services free of charge. Preventative services include the following; annual physicals, immunizations, and gynecological exams. There will also be no co pays or out of pocket fees for these

Healthcare and Drugs in America

1637 words - 7 pages Healthcare and Drugs in America It is no secret that the cost of American healthcare is on the rise. Already the nation is spending about $1.65 trillion a year on healthcare. That represents 15 percent of gross domestic product, the total output of goods and services. It consumes one-fourth of the federal budget, more than defense. (Allan Rubin) This is due to the factors of expensive technology, less stringent HMO cost management, and more

The Need for Higher Education in Brazil

2333 words - 9 pages Subject Line: The Need for Higher Education in Brazil This memo is divided into four sections. With the first three sections being informative regarding the current economic and educational landscape in Brazil and the opportunities for market penetration. The final section is unfortunately constrained given that Laureate is a private company, but we have included a cost analysis created by our analysts. Section I: Introduction Rough

The Need for Regulation in Financial Reporting

1389 words - 6 pages The Need for Regulation in Financial Reporting Discuss: Since 1990 the Accounting Standards Board has produced Financial Reporting Standards (FRSs) It has been performing a very important role in the economics market as the published accounts are the essential sources of information about the organizationsÂ’ performance which is available of the both internal and external user group in large organizations. l Financial Reporting

Key Events in the Reformation

1357 words - 5 pages Thesis Statement: These key events reforming religion are what shaped the world for good and for bad in the 14th to the 19th century. The Reformation was full of war and inventions that many had never seen before, affecting the religious and social political systems in positive and negative ways. The first event in the Reformation was the Printing Press. The Printing Press enabled the circulation of the bible, starting the spread of

Religious Considerations for Healthcare Providers in America: Christianity, Judaism, Hindu, Muslim, and Buddhism

4040 words - 16 pages prayer may visit patients in the hospital to pray with them and privacy should be given in this situation. Especially in a hospital setting, there are often clergy visitations, either personal religious leaders or hospital chaplains, to patients. Healthcare providers should respect the privacy of the patient/clergy visit and avoid entering the room unless given permission by the patient. For end of life care, the provider should consult with

Similar Essays

The Need For Reformation Essay

1419 words - 6 pages Millions of Americans receive benefits to provide food for their families through social welfare programs. Poor people are saved from starvation every day by a card that arrives in their mailbox. Such cards can carry more than one thousand dollars and function like debit cards. Although these cards can be a life ring to those drowning in debt and poverty, some Americans view the food stamp system as ineffective; the food stamp system should be

The Need For Capital Punishment In America

1152 words - 5 pages committed murder, you to shall be put to death. In America anyone can have a right to believe that someone should live even if they have committed murder, especially if they have asked for forgiveness and all has been forgiven. Can it be justified that if anyone commits murder and then asked for forgiveness they be allowed to live and not be punished? Justice must be served here on earth as well as after death. The death penalty is in the laws for

Increased Need For Mental Healthcare In Australia

708 words - 3 pages ). Under this situation, fund-raising for mental health which is in accordance with the social actuality, has become an important trend. ABC News 2014, ‘Australia's mental health system not meeting demand, should focus on self-help: report’, ABC News, 11th March, viewed 27th March 2014, Australian Bureau of Statistics 2014, National Survey

The Value Of Educational Reformation In America

1327 words - 6 pages , Trachtenberg’s persuasive rhetoric in which he tries to persuade his audiences to increase school time in order to let there be an atmosphere which causes students to focus on studying. Therefore, the increase in time for studying will enhance the students’ knowledge about their classes. The goal is for the outcome of education to improve. As a president at The George Washington University for 25 years, Trachtenberg’s views about education are