The College Degree: Just Another Pyramid Scheme

1946 words - 8 pages

College is an institution of higher learning, providing general or liberal arts education rather than technical or professional training; and for years, has been determined to be the best investment. Popular opinion denotes attending college to be paramount to social and economic accomplishments, and lacking a college degree decreases employment, self-pride, and success. However, nothing in America’s history has risen and continues to rise as the cost of college tuition, which is now up more than five hundred (500) percent since 1985 (Rampell). Research shows the rising cost of tuition creates more debt for students, a college degree does not guarantee social or economic success, and causes additional stress, which can lead to suicide. In addition, research also proves vocational and technical schooling to be more beneficial opposed to earning a college degree. Furthermore, considering the rate of self-made billionaires without a college education and degree, the value of an American degree depreciating, and today’s employment market highly based on “whom you know instead of what you know”, the institution of college continues to be seen more obsolete. Thus, delaying success until a degree is attained is ludicrous and causes a disadvantage to those who have already started their career.

Tuition and Fees
Tuition is the price that is charged to takes classes at a private school or college, or university. The fees are an additional cost for campus facilities including labs, computers, and recreational center(s) etc., paired with the tuition, which creates the total cost of attendance for college. Where the college is located – if it is in the student’s state of residency or not – the type of college, and the student’s enrollment status are also factors to the cost. For example according to College Board, public two-year colleges for students living in the state average tuition is $3,131, public four-year colleges for students living in the state average tuition is $8,655, public four-year colleges for students living out of state average tuition is $21,706 and private four-year college for any student average tuition is $29,056; College Board states:
Most students pay less than a college’s sticker price thanks to financial aid. Your net price is a college’s total cost minus grants and scholarships you receive. It's a discount of your college costs that you do not have to pay back. For example, the average published price of tuition and fees at a four-year public college is $8,660, but the average net price — what the average family really pays — is just $2,910.
Although grants, scholarships and financial aid are available not every student receives them. Therefore those who do not are left no other choice but to take out loans to compensate their college cost. There are many types of student loans federal, private, institutional and state loans. While federal student loans have standard interest rates set by the federal government, private,...

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