What Is Obama Care Essay

863 words - 4 pages

“Obama Care” is the republican nickname for the new health care reform law passed by President Barack Hussein Obama, called the Patient Protection and Affordable Care Act, based on a law passed in Massachusetts by Governor Mitt Romney. Despite controversy regarding this new law, it will inevitably positively benefit the people of the United States of America. The law introduces reforms such as: lower health insurance premiums by expanding Medicare and Medicaid, which ensures that the poor and sick have insurance. This is because the law requires that everyone in the United States obtain health insurance, either through government plans, a private insurance plan, their employer, or the new health care marketplace. “Obama Care” betters the people of the United States and is a completely utilitarian Idea- it benefits the greater part of the Community.
There are currently 44 million Americans who were unable to obtain health insurance before the reforms because they could not afford the premiums or because they had a pre-existing condition. “Obama Care” is a tax funded government program which helps these individuals obtain insurance by expanding Medicare and Medicaid and offering cost assistance through health insurance market places. It also provides reforms to the health care industry iin order to cut health care costs and provide affordable health insurance to all. The Patient Protection and Affordable Care Act (or PPACA) originated as a Massachusetts law signed into effect in 2006, by Governor Mitt Romney, demanding that health insurance companies accept any and all applicants, and requiring all citizens to have health insurance- young and old, healthy and sick- so that premium prices would inevitably decrease. Several other states “passed laws requiring insurance providers to allow every one to be insured,” {3} whether or not a condition, physical or mental, pre-exists. However, these states failed to mandate that every one, no matter age or physical state, buy into the health insurance, so premiums in these states tended to be extremely expensive. In order to expand this genius law beyond the state of Massachusetts, Barak Obama was necessary to establish the reforms. There is currently an online market place to purchase brand new insurance plans based on levels of coverage (bronze, silver, gold, or platinum). The new plans will cover hospitalizations, doctor visits,prescription drugs and maternity care without restrictions, as well as preventative services like immunizations and contraception for free.
A large part of PPACA is the expansion of Medicaid, which is a government- funded heath care program for...

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