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What´S Obamacare? Essay

988 words - 4 pages

Obama Care is a health care law aimed to reform the health care system in America. Its main goal is to give more Americans easy access to good and affordable health care and reduce its spending in the United States. Obama Care regulates health care insurance, not health care as many people come to think of it. This means that it does not replace Medicare or Medicaid; it helps individuals have it at a more affordable price. The Affordable Care Act was signed into law on March 23, 2010 by President Obama and was later upheld on June 28, 2012 by the Supreme Court. Americans who make less than $94,200 in a family of four people or $45,960 as a independent individual may qualify for the reform ...view middle of the document...

If Republicans want to control the cost of the government, they will have to change their thinking from “cut government budgets” to “reform health care delivery” (The Real Problems with Obamacare). The main disadvantage of Obama Care is that it can increase the health care costs in a very short time period. It targets individuals and businesses that are going to be paying higher taxes. Taxes will be increased on those who make more than $200,000 and business owners must provide healthcare to its workers. Another issue is that insurance companies must cover sick people and this increases the cost of everyone’s insurance. The insurance premiums have increased due to insurers having to provide covered services. The employer mandate says that in 2015, businesses with over 50 full time employees must provide health coverage. In response, some businesses have cut employee hours. Obama Care focuses more on making sure people are covered than it does on addressing the cost of care in the first place. Some Medicare payments to doctors and hospitals have been limited. Medicare pays doctors more than any type of coverage and the rates have led to very complex problems that are driving the costs of healthcare to increase for everyone.
There are many key players involved in Obama Care, both supporting and opposing. The most important is President Obama, who proposed Obama Care. Kathleen Sebelius is the Secretary of Health and Human Services. She is the second most visible figure, after Obama, for launching the website. Jeffery Zients is the former acting director of the Office of Management and is the director of the National Economic Council. He is described as “an expert in the field of effective management” (The Fiscal Times). He helped troubleshoot the site. John Koskinen was nominated by Obama to run the...

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