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Yeppers Essay

1054 words - 5 pages

So, everyone should save for college. This website has some things or advice on how to save up for college. One of the tips is The sooner you start the better. Just invest A little money like $100 a year. Lets say for 18 years, you would have
$48,000 for college. Stocks are best for your college savings portfolio. Is another tip, Stocks will grow and give you more money. You could get a ton of money.

You don't have to save the entire cost of four years of college. If you don't have all the money Scholarship, federal funds can cover what you don't have. When you invest in mutual funds, you don't have to watch the market daily. 529 Saving plans, ways to save for college off great break in taxes, and they are good. Tax breaks, almost as good as grants, are useful to help pay for student loans. The approval process, is more lenient that other loans for college.

I think these are all smart tips. They go from every little thing from how to save. Defiantly tips that i could use. I learned about what type of loans are more exempting of college loans. Or more lenient. I guess you can put it in those words.

Retirement- http://www.dol.gov/ebsa/publications/10_ways_to_prepare.html
Start saving, keep saving, and stick to your goals. Know your retirement needs. Contribute to your employer’s retirement savings plan. Learn about your employer's pension plan. Consider basic investment principles. These are just some ways to save for retirement. There is many ways to save for retirement.
Don't touch your retirement savings. Ask your employer to start a plan. Put money into an Individual Retirement Account. Find out about your Social Security benefits. So you should know how to plan for retirement. You should start saving early. The earlier you start saving the more you will have for retirement.
This article show the little things that you probably didn't know. Like asking your employer if they have a retirement plan. It is a lot of saving money. you need to save a lot. That way you can have a cousion if you run low on money to live on. If your social security checks are not covering everything you will have to used the money you saved. This article Showed me a lot of information i didn't know.

Not all debt is bad. So you take a loan out on your house. That is not bad debt. That is good because you are gonna end up paying that back. And you get a house to live in! Then some debt is bad. Credit card is a big one. People spend and spend on credit cards. Because it is easy to swipe a card. Put aside cash each month. For you to spend instead of using your credit card.
Get a hold of your spending. Cut back on some things. Some things you don't need don't buy them. use the...

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